Term deposit · 5 terms
Term Deposit
5.40%p.a. · 1 year
interest at maturity or annually or monthly; from $5,000
15th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.10%
- Monthly5.00%
- Annually–
- Terms
- 3 months to 3 years
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- To break it early
- 7 days' notice
- 3 months
- 5.10% · #6 of 164 3-month deposits
- 6 months
- 5.35% · #5 of 180 6-month deposits
- 1 year
- 5.40% · #15 of 401 12-month deposits
- 2 years
- 5.30% · #11 of 255 24-month deposits
- 3 years
- 5.20% · #9 of 221 36-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity or Annually or Monthly
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal. If an investment is withdrawn before the end of its term, we will pay you reduced interest on your account: a) if less than 50% of the term has lapsed, we pay you 0% of interest earned to date; b) if 50% but less than 75% … 25% …; c) if 75% or more … 50% of the interest earned to date.
- Read from
- CommFCU's own site, 28 October 2026
October 20261 change
- 16Fri
- 5 terms up 0.15 to 0.5516 days after the RBA rise to 4.60%+0.15 to +0.55
3-month, paid at maturity, from $99,999 4.95 5.10 +0.15 3-month, paid at maturity or monthly, from $5,000 4.85 5.00 +0.15 3-month, paid monthly, from $5,000 4.75 4.90 +0.15 6-month, paid at maturity, from $100,000 5.10 5.35 +0.25 6-month, paid at maturity or monthly, from $5,000 5.00 5.25 +0.25 6-month, paid monthly, from $5,000 4.90 5.15 +0.25 12-month, paid at maturity, from $99,999 5.25 5.40 +0.15 12-month, paid at maturity or monthly, from $5,000 5.15 5.30 +0.15 12-month, paid monthly, from $5,000 5.05 5.20 +0.15 24-month, paid monthly 4.65 5.20 +0.55 24-month, paid annually 4.75 5.30 +0.55 36-month, paid monthly 4.65 5.10 +0.45 36-month, paid annually 4.75 5.20 +0.45
May 20261 change
- 15Fri
- 5 terms up 0.259 days after the RBA rise to 4.35%+0.25
3-month, paid at maturity, from $99,999 4.70 4.95 +0.25 3-month, paid at maturity or monthly, from $5,000 4.60 4.85 +0.25 3-month, paid monthly, from $5,000 4.50 4.75 +0.25 6-month, paid at maturity, from $100,000 4.85 5.10 +0.25 6-month, paid at maturity or monthly, from $5,000 4.75 5.00 +0.25 6-month, paid monthly, from $5,000 4.65 4.90 +0.25 23-month, paid monthly, from $5,000 4.80 5.05 +0.25 23-month, paid monthly, from $99,999 4.90 5.15 +0.25 35-month, paid monthly 4.40 4.65 +0.25 35-month, paid annually 4.50 4.75 +0.25 36-month, paid monthly 4.40 4.65 +0.25 36-month, paid annually 4.50 4.75 +0.25
Lock in a fixed return for your savings at a competitive interest rate for 12 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.
Also from CommFCU: 12 Month Term Deposit Special 5.60% p.a. · 1 yr
The CommFCU Term Deposit pays up to 5.40% p.a. as of 2 November 2026, over a 12-month term, 15th of 401 12-month deposits tracked by BankMate. It is offered over five terms from 3 months to 3 years, with interest paid at maturity or annually or monthly, from a $5,000 deposit. Its rates last changed on 16 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.