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Horizon Bank · Term deposit · 7 terms

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Term Deposit

The Horizon Bank Term Deposit pays up to 5.00% p.a. as of 18 September 2026, over a 12-month term, 203rd of 590 12-month deposits tracked by BankMate. It is offered over seven terms from 3 months to 3 years, with interest paid at maturity or annually, from a $1,000 deposit. Its rates last changed on 1 September 2026.

5.00%p.a. · 1 year

interest at maturity or annually; from $1,000

Early withdrawal is not allowed.

Go to Horizon Bank

Rates over time

Best rate per term
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.00MayJunJulAugToday5.001 year4.909 months4.902 years4.806 months4.603 months4.503 years
  • 3 months
  • 6 months
  • 9 months
  • 1 year
  • 2 years
  • 3 years

Changes

1 change since 24 Apr 2026
  1. Term Deposit · 5 terms cut 0.10 to 0.15
    • 3-month 4.504.40
    • 4-month 4.704.60
    • 6-month 4.904.80
    • 9-month 5.004.90
    • 12-month 5.155.00
    mixed

Rates by term

Ranked within each term
3 months
4.60% · #137 of 369 3-month deposits
6 months
4.80% · #162 of 547 6-month deposits
9 months
4.90% · #123 of 500 9-month deposits
1 year
5.00% · #203 of 590 12-month deposits
2 years
4.90% · #114 of 394 24-month deposits
3 years
4.50% · #117 of 345 36-month deposits

Deposit

Minimum deposit
$1,000
Maximum deposit
$10,000,000

Interest

Paid
At maturity or Annually
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

Lock away your money with confidence knowing how much you'll earn. Choose from one of our flexible terms on offer, the minimum investment is $1000.

Compare all term deposits