Hume Bank term deposits
Hume Bank has one term deposit that BankMate tracks, with 10 options: six terms from 3 months to 3 years, interest paid at maturity, monthly or annually.
Term deposit · 6 terms
Term Deposit
5.40%p.a. · 1 year
interest at maturity or monthly or annually; from $1,000
15th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.05%
- Monthly–
- Annually–
- Terms
- 3 months to 3 years
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- To break it early
- 31 days' notice
- 3 months
- 5.05% · #14 of 164 3-month deposits
- 6 months
- 5.20% · #36 of 180 6-month deposits
- 9 months
- 5.10% · #39 of 149 9-month deposits
- 1 year
- 5.40% · #15 of 401 12-month deposits
- 2 years
- 5.10% · #47 of 255 24-month deposits
- 3 years
- 4.75% · #69 of 221 36-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- If you wish to withdraw funds from your Term Deposit prior to maturity, we may require 31 days' notice. When withdrawing all or part of the funds from your Term Deposit before it matures, a reduction in interest paid may apply as specified in our Term Deposit interest rate sheet. … If all or part of a term deposit is redeemed before expiry of the agreed term, a reduced rate of interest of 0.10% p.a. will be applied to the account.
- Read from
- Hume Bank's own site, 28 October 2026
November 20261 change
- 2Mon
- 12-month up 0.1033 days after the RBA rise to 4.60%+0.10
12-month, paid at maturity 5.30 5.40 +0.10 12-month, paid monthly 5.20 5.30 +0.10
October 20261 change
- 7Wed
- 12-month up 0.057 days after the RBA rise to 4.60%+0.05
12-month, paid at maturity 5.25 5.30 +0.05 12-month, paid monthly 5.15 5.20 +0.05
September 20261 change
- 25Fri
- 2 terms up 0.10 to 0.15+0.10 to +0.15
3-month, paid at maturity 4.90 5.05 +0.15 12-month, paid at maturity 5.15 5.25 +0.10 12-month, paid monthly 5.05 5.15 +0.10
July 20261 change
- 21Tue
- 3 terms moved in both directions−0.15 to +0.15
3-month, paid at maturity 4.85 4.90 +0.05 6-month, paid at maturity 5.05 5.20 +0.15 6-month, paid monthly 4.95 5.10 +0.15 12-month, paid at maturity 5.30 5.15 −0.15 12-month, paid monthly 5.20 5.05 −0.15
May 20261 change
- 8Fri
- 6 terms up 0.05 to 0.152 days after the RBA rise to 4.35%+0.05 to +0.15
3-month, paid at maturity, from $1,000 4.75 4.85 +0.10 3-month, paid at maturity, from $1,000 3.50 3.60 +0.10 6-month, paid at maturity 5.00 5.05 +0.05 6-month, paid monthly 4.90 4.95 +0.05 9-month, paid at maturity 5.00 5.10 +0.10 12-month, paid at maturity 5.20 5.30 +0.10 12-month, paid monthly 5.10 5.20 +0.10 24-month, paid monthly 4.90 5.00 +0.10 24-month, paid annually 5.00 5.10 +0.10 36-month, paid monthly 4.50 4.65 +0.15 36-month, paid annually 4.60 4.75 +0.15
April 20261 change
- 24Fri
- 2 terms up 0.10 to 0.4037 days after the RBA rise to 4.10%+0.10 to +0.40
12-month, paid at maturity 5.10 5.20 +0.10 12-month, paid monthly 5.00 5.10 +0.10 24-month, paid monthly 4.50 4.90 +0.40 24-month, paid annually 4.60 5.00 +0.40
Notes on Hume Bank term deposits
to leave a note.
As of 2 November 2026, Hume Bank has one term deposit product tracked by BankMate, over six terms from 3 months to 3 years. Its highest rate is 5.40% p.a. on the Term Deposit for 1 year, 15th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 2 November 2026. From the provider's Consumer Data Right feed, refreshed nightly.