Term deposit · 5 terms

Term Deposit

5.30%p.a. · 1 year

interest at maturity or monthly or annually; from $1,000

52nd of 401 12-month deposits

Rates by term and how interest is paid

  • At maturity3.60%
  • Monthly3.60%
  • Annually–
Terms
3 months to 3 years
Minimum deposit
$1,000
Maximum deposit
No cap published
Compare all 294 term deposits

3 months
3.60% · #98 of 164 3-month deposits
6 months
3.80% · #126 of 180 6-month deposits
1 year
5.30% · #52 of 401 12-month deposits
2 years
5.00% · #73 of 255 24-month deposits
3 years
4.50% · #87 of 221 36-month deposits

Minimum deposit
$1,000
Maximum deposit
No cap published

Paid
At maturity or Monthly or Annually
Compounding
daily

Before maturity
Early Redemption Fee … Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2.00%) x (days invested/365) … Queensland Country allows early partial withdrawals from a Fixed Term Deposit or a full redemption. An Early Redemption Fee will apply in both instances (please refer to Fees and Charges).
Read from
Queensland Country Bank's own site, 28 October 2026

May 20261 change

  1. 15Fri
    • 12-month up 0.109 days after the RBA rise to 4.35%
      12-month, paid at maturity5.155.25+0.10
      12-month, paid monthly5.055.15+0.10
      +0.10

Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.

Also from Queensland Country Bank: Special Term Deposit 5.00% p.a. · 5 mo

The Queensland Country Bank Term Deposit pays up to 5.30% p.a. as of 1 November 2026, over a 12-month term, 52nd of 401 12-month deposits tracked by BankMate. It is offered over five terms from 3 months to 3 years, with interest paid at maturity or monthly or annually, from a $1,000 deposit. Its rates last changed on 15 May 2026. From the provider's Consumer Data Right feed, refreshed nightly.