The Suncorp Term Deposit pays up to 5.30% p.a. as of 18 September 2026, over a 12-month term, 29th of 590 12-month deposits tracked by BankMate. It is offered over 15 terms from 3 months to 5 years, with interest paid annually or quarterly, from a $5,000 deposit. Its rates last changed on 11 September 2026.
5.30%p.a. · 1 year
interest annually or quarterly; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 5 years
- 18 months
- 4 years
Changes
6 changes since 9 Apr 2026- Term Deposit · 3 terms cut 0.05−0.05
- 12-month 5.35 → 5.30
- 12-month 5.35 → 5.30
- 12-month 5.35 → 5.30
- Term Deposit · 19 terms moved in both directionsmixed
- 3-month 3.80 → 5.00
- 3-month 3.70 → 5.00
- 4-month 5.15 → 4.05
- 4-month 5.15 → 4.00
- 4-month 5.15 → 3.95
- 6-month 5.00 → 4.90
- 6-month 5.00 → 4.90
- 6-month 5.00 → 4.90
- 9-month 4.05 → 5.20
- 9-month 3.95 → 5.20
- 12-month 5.30 → 5.35
- 12-month 5.30 → 5.35
- 12-month 5.30 → 5.35
- 18-month 5.30 → 5.15
- 18-month 5.30 → 5.15
- 18-month 5.30 → 5.15
- 24-month 5.25 → 5.00
- 24-month 5.25 → 5.00
- 24-month 5.25 → 5.00
- Term Deposit · 6 terms moved in both directionsmixed
- 4-month 4.90 → 5.15
- 4-month 4.90 → 5.15
- 4-month 4.90 → 5.15
- 6-month 5.15 → 5.00
- 6-month 5.15 → 5.00
- 6-month 5.15 → 5.00
- Term Deposit · 6 terms up 0.10 to 0.1523 days after the RBA rise to 4.35%mixed
- 4-month 4.80 → 4.90
- 4-month 4.80 → 4.90
- 4-month 4.80 → 4.90
- 6-month 5.00 → 5.15
- 6-month 5.00 → 5.15
- 6-month 5.00 → 5.15
- Term Deposit · 23 terms moved in both directionsmixed
- 3-month 3.70 → 3.80
- 3-month 3.80 → 3.70
- 4-month 4.75 → 4.80
- 4-month 4.75 → 4.80
- 4-month 4.75 → 4.80
- 5-month 3.70 → 3.80
- 5-month 3.80 → 3.70
- 7-month 4.00 → 4.10
- 7-month 4.10 → 4.00
- 8-month 3.70 → 3.80
- 8-month 3.80 → 3.70
- 9-month 3.95 → 4.05
- 9-month 4.05 → 3.95
- 10-month 3.70 → 3.80
- 10-month 3.80 → 3.70
- 11-month 4.10 → 4.20
- 11-month 4.20 → 4.10
- 12-month 5.20 → 5.30
- 12-month 5.20 → 5.30
- 12-month 5.20 → 5.30
- 18-month 5.20 → 5.30
- 18-month 5.20 → 5.30
- 18-month 5.20 → 5.30
- Term Deposit · 9 terms up 0.05 to 0.1530 days after the RBA rise to 4.10%mixed
- 4-month 4.60 → 4.75
- 4-month 4.60 → 4.75
- 4-month 4.60 → 4.75
- 12-month 5.10 → 5.20
- 12-month 5.10 → 5.20
- 12-month 5.10 → 5.20
- 18-month 5.15 → 5.20
- 18-month 5.15 → 5.20
- 18-month 5.15 → 5.20
Rates by term
Ranked within each term- 3 months
- 5.00% · #18 of 369 3-month deposits
- 6 months
- 4.90% · #137 of 547 6-month deposits
- 9 months
- 5.20% · #32 of 500 9-month deposits
- 1 year
- 5.30% · #29 of 590 12-month deposits
- 2 years
- 5.00% · #65 of 394 24-month deposits
- 3 years
- 5.00% · #36 of 345 36-month deposits
- 5 years
- 5.00% · #26 of 152 60-month deposits
- 18 months
- 5.15% · #2 of 122 18-month deposits
- 4 years
- 5.00% · #23 of 157 48-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $2,000,000
Interest
- Paid
- Annually or Quarterly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Enjoy a guaranteed return on your money when you invest for a nominated fixed period