Crypto exchange fees in Australia, September 2026
As of 17 September 2026, the lowest published instant-buy fee among 13 crypto exchanges tracked by BankMate was 0.50% at Digital Surge. 5 exchanges publish no instant fee at all, so BankMate carries an estimate for them and keeps them out of the ranking. For order-book traders the lowest taker fee at the entry tier was 0.10% at Binance and the lowest maker fee 0.10% at Binance. 13 of 13 exchanges took bank or PayID deposits for free and 13 charged nothing to withdraw Australian dollars. Australian-based exchanges averaged a 0.39% taker fee against 0.54% offshore. No fee changes were recorded during September 2026.
Instant buy
Published fees only · as of 17 September 2026- 1🏦0.50%published instant-buy feeDigital SurgeTaker — · maker —Go to site
- 2🏦0.50%published instant-buy feeIndependent ReserveTaker 0.50% · maker 0.50%Go to site
- 3🏦0.60%published instant-buy feeCoinstashTaker — · maker —Go to site
- 4Swyftx0.60%🏦
- 5Cointree0.75%🏦
- 6CoinJar1.00%🏦
- 7CoinSpot1.00%🏦
- 8Krakenoffshore1.00%🏦
Not published — BankMate's estimate
- 1BinanceoffshoreThe whole cost hides in the quote; this is an all-in guess, not a floor~0.50% Estimate🏦
- 2BTC MarketsThe whole cost hides in the quote; this is an all-in guess, not a floor~0.75% Estimate🏦
- 3OKXoffshoreThe whole cost hides in the quote; this is an all-in guess, not a floor~0.75% Estimate🏦
- 4Crypto.comoffshoreThe whole cost hides in the quote; this is an all-in guess, not a floor~1.00% Estimate🏦
- 5CoinbaseoffshoreThe whole cost hides in the quote; this is an all-in guess, not a floor~2.00% Estimate🏦
An instant buy is a quoted price; the published fee excludes the spread built into the quote, which no exchange discloses. Exchanges that publish no instant fee at all carry BankMate's all-in estimate, marked, and are never ranked against published fees.
Order-book fees
Entry tier · taker and maker| Exchange | Taker | Maker |
|---|---|---|
| 1 🏦 | 0.10% | 0.10% |
| 2 🏦 | 0.10% | 0.10% |
| 3 🏦 | 0.10% | 0.10% |
| 4 🏦 | 0.50% | 0.25% |
| 5 🏦 | 0.50% | 0.50% |
| 6 🏦 | 0.60% | 0.40% |
| 7 🏦 | 0.70% | 0.70% |
| 8 🏦 | 0.80% | 0.40% |
| 9 🏦 | 0.85% | 0.85% |
The percentage an order-book trader pays before any volume discount: taker for a market order, maker for a limit order that rests on the book. Higher 30-day volumes unlock lower tiers.
Deposits and withdrawals
13 free bank deposit · 13 free withdrawal| Exchange | Bank / PayID | Card | AUD withdrawal |
|---|---|---|---|
🏦 | Free | 1.00% | Free |
🏦 | Free | 1.22% | Free |
🏦 | Free | 2.00% | Free |
🏦 | Free | 2.00% | Free |
🏦 | Free | 2.40% | Free |
🏦 | Free | 2.99% | Free |
🏦 | Free | 3.75% | Free |
🏦 | Free | — | Free |
🏦 | Free | — | Free |
🏦 | Free | — | Free |
🏦 | Free | — | Free |
🏦 | Free | — | Free |
🏦 | Free | — | Free |
Ordered by card deposit fee, the differentiator: bank transfers and PayID are free almost everywhere, cards rarely are. A dash means the method is not offered or the fee is not published.
Australian-based vs offshore
Average fees at the entry tier- Australian-based · 80.39%average taker fee · average published instant fee 0.71%
- Offshore · 50.54%average taker fee · average published instant fee 1.00%
Australian-based exchanges are incorporated here and hold AUD with Australian banks; offshore exchanges serve Australians from abroad. Every exchange listed is registered with AUSTRAC.
Fee changes in September
No fee changes were recorded this month.
How this report is produced
- Data
- Each exchange's own fee page, read and verified by hand. No exchange publishes a data feed. A change is recorded whenever a tracked fee, tier schedule or offer differs from the last value stored.
- Figures
- This is the current month, so the tables show live fees. Changes compare the last value before the month with the last value within it. 16 history entries fall in this month. Tracking began in September 2026.
- Scope
- Exchanges open to Australian retail customers and registered with AUSTRAC, as listed on BankMate. Not financial advice. Methodology · Compare all