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Apia Health Insurance health insurance

9 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 4

  • Apia Silver Hospital Plus

    Silver Plus · 30 of 38 categories plus accidents · $750 a stay

    $2,33456th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,075 a year ($256.28 a month)
    After the rebate
    $2,334 a year ($194.47 a month)
    Go to site
  • Apia Silver Premium Hospital Plus

    Silver Plus · 36 of 38 categories plus accidents · $750 a year

    $2,68472nd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    36 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $3,537 a year ($294.74 a month)
    After the rebate
    $2,684 a year ($223.65 a month)
    Go to site
  • Apia Silver Hospital

    Silver · 28 of 38 categories plus accidents · $750 a stay

    $1,66120th of 75

    a year after the rebate

    Hospital tier
    Silver
    Covers
    28 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,189 a year ($182.39 a month)
    After the rebate
    $1,661 a year ($138.40 a month)
    Go to site
  • Apia Bronze Hospital Plus

    Bronze Plus · 22 of 38 categories plus accidents · $750 a stay

    $1,33334th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,756 a year ($146.37 a month)
    After the rebate
    $1,333 a year ($111.07 a month)
    Go to site

Extras cover · 5

  • Apia Essential Extras

    Pays back $780 on a typical year · 5 services

    $492a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $649 a year ($54.08 a month)
    After the rebate
    $492 a year ($41.04 a month)
    Go to site
  • Apia Classic Extras

    Pays back $780 on a typical year · 5 services

    $771a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $1,016 a year ($84.64 a month)
    After the rebate
    $771 a year ($64.23 a month)
    Go to site
  • Apia Essential and Advanced Extras

    Pays back $780 on a typical year · 13 services

    $791a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $1,042 a year ($86.85 a month)
    After the rebate
    $791 a year ($65.90 a month)
    Go to site
  • Apia Classic and Advanced Extras

    Pays back $780 on a typical year · 13 services

    $1,020a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $1,344 a year ($111.99 a month)
    After the rebate
    $1,020 a year ($84.98 a month)
    Go to site
  • Apia Premium Extras

    Pays back $975 on a typical year · 23 services

    $1,769a year after the rebate
    Pays back
    $975 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $2,331 a year ($194.28 a month)
    After the rebate
    $1,769 a year ($147.42 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Apia Essential and Advanced Extras$85.40 → $86.85 a month before the rebate
      +1.7%
    • Apia Premium Extras$186.42 → $194.28 a month before the rebate
      +4.2%
    • Apia Bronze Hospital Plus$137.70 → $146.37 a month before the rebate
      +6.3%
    • Apia Classic Extras$76.96 → $84.64 a month before the rebate
      +10.0%
    • Apia Silver Hospital Plus$245.22 → $256.28 a month before the rebate
      +4.5%
    • Apia Essential Extras$52.05 → $54.08 a month before the rebate
      +3.9%
    • Apia Silver Hospital$176.93 → $182.39 a month before the rebate
      +3.1%
    • Apia Silver Premium Hospital Plus$284.86 → $294.74 a month before the rebate
      +3.5%

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Notes on Apia Health Insurance policies

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As of 23 October 2026, Apia Health Insurance sells nine health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Apia Silver Hospital at $1,661 a year, 20th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.