BankMate

Australian Unity health insurance

22 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 9

  • Complete Hospital (Gold)Co-payment

    Gold · 38 of 38 categories plus accidents · $750 a year

    $3,930a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories plus accidents
    Excess
    $750 a year
    Co-payment
    Charged a day in hospital, on top of the excess
    Before the rebate
    $5,179 a year ($431.60 a month)
    After the rebate
    $3,930 a year ($327.51 a month)
    Go to site
  • Midpoint Hospital (Silver Plus)

    Silver Plus · 29 of 38 categories plus accidents · $750 a year

    $1,66922nd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $2,200 a year ($183.30 a month)
    After the rebate
    $1,669 a year ($139.09 a month)
    Go to site
  • Intermediate Hospital (Silver Plus)

    Silver Plus · 30 of 38 categories plus accidents · $750 a year

    $1,99533rd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $2,629 a year ($219.05 a month)
    After the rebate
    $1,995 a year ($166.22 a month)
    Go to site
  • Value Hospital (Silver Plus)Co-payment

    Silver Plus · 33 of 38 categories plus accidents · $750 a year

    $2,097a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a year
    Co-payment
    Charged a day in hospital, on top of the excess
    Before the rebate
    $2,764 a year ($230.30 a month)
    After the rebate
    $2,097 a year ($174.76 a month)
    Go to site
  • Classic Hospital (Silver Plus)

    Silver Plus · 33 of 38 categories plus accidents · $750 a year

    $2,54770th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $3,356 a year ($279.70 a month)
    After the rebate
    $2,547 a year ($212.24 a month)
    Go to site
  • Assured Hospital (Silver Plus)

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $2,59771st of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $3,422 a year ($285.15 a month)
    After the rebate
    $2,597 a year ($216.38 a month)
    Go to site
  • Core Hospital (Bronze Plus)

    Bronze Plus · 21 of 38 categories plus accidents · $750 a year

    $1,27522nd of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,681 a year ($140.05 a month)
    After the rebate
    $1,275 a year ($106.27 a month)
    Go to site
  • Standard Hospital (Bronze Plus)

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $1,58048th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $2,083 a year ($173.55 a month)
    After the rebate
    $1,580 a year ($131.69 a month)
    Go to site
  • Simple Hospital (Basic Plus)

    Basic Plus · 4 of 38 categories plus accidents · $750 a year

    $1,07321st of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    4 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,414 a year ($117.85 a month)
    After the rebate
    $1,073 a year ($89.43 a month)
    Go to site

Extras cover · 5

  • Easy Extras (ESE)

    Pays back $475 on a typical year · 6 services

    $220a year after the rebate
    Pays back
    $475 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    6 covered
    Before the rebate
    $290 a year ($24.15 a month)
    After the rebate
    $220 a year ($18.33 a month)
    Go to site
  • Focus Extras (FCE)

    Pays back $770 on a typical year · 13 services

    $540a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $711 a year ($59.25 a month)
    After the rebate
    $540 a year ($44.96 a month)
    Go to site
  • Balanced Extras (BCE)

    Pays back $675 on a typical year · 24 services

    $764a year after the rebate
    Pays back
    $675 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $1,007 a year ($83.95 a month)
    After the rebate
    $764 a year ($63.70 a month)
    Go to site
  • Freedom Extras (FRE)

    Pays back $788 on a typical year · 21 services

    $767a year after the rebate
    Pays back
    $788 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    21 covered
    Before the rebate
    $1,011 a year ($84.25 a month)
    After the rebate
    $767 a year ($63.93 a month)
    Go to site
  • Top Extras (TPE)

    Pays back $922 on a typical year · 23 services

    $1,186a year after the rebate
    Pays back
    $922 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $1,564 a year ($130.30 a month)
    After the rebate
    $1,186 a year ($98.87 a month)
    Go to site

Hospital and extras together · 8

  • Active Choice (Silver Plus)

    Silver Plus · 29 of 38 categories plus accidents · $750 a year

    $2,465a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $675 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $3,249 a year ($270.75 a month)
    After the rebate
    $2,465 a year ($205.45 a month)
    Go to site
  • Advantage Choice Combination (Silver Plus)

    Silver Plus · 30 of 38 categories plus accidents · $750 a year

    $2,557a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $660 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    19 covered
    Before the rebate
    $3,370 a year ($280.80 a month)
    After the rebate
    $2,557 a year ($213.08 a month)
    Go to site
  • Secure Choice (Silver Plus)

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $2,977a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $675 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $3,923 a year ($326.90 a month)
    After the rebate
    $2,977 a year ($248.06 a month)
    Go to site
  • Signature Choice (Silver Plus)

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $3,191a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $820 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $4,205 a year ($350.45 a month)
    After the rebate
    $3,191 a year ($265.93 a month)
    Go to site
  • Top Choice (Silver Plus)

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $3,275a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $631 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $4,316 a year ($359.65 a month)
    After the rebate
    $3,275 a year ($272.91 a month)
    Go to site
  • Essential Choice (Bronze Plus)

    Bronze Plus · 23 of 38 categories plus accidents · $750 a year

    $1,799a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    23 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    14 covered
    Before the rebate
    $2,371 a year ($197.60 a month)
    After the rebate
    $1,799 a year ($149.94 a month)
    Go to site
  • Care 'n Repair (Basic Plus)

    Basic Plus · Accidents only · $750 a stay

    $1,160a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $250 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $1,529 a year ($127.40 a month)
    After the rebate
    $1,160 a year ($96.67 a month)
    Go to site
  • Simple Saver (Basic Plus)

    Basic Plus · 4 of 38 categories plus accidents · $750 a year

    $1,415a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    4 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $570 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,864 a year ($155.35 a month)
    After the rebate
    $1,415 a year ($117.88 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Advantage Choice Combination (Silver Plus)$278.00 → $280.80 a month before the rebate
      +1.0%
    • Complete Hospital (Gold)$378.95 → $431.60 a month before the rebate
      +13.9%
    • Classic Hospital (Silver Plus)$268.00 → $279.70 a month before the rebate
      +4.4%
    • Care 'n Repair (Basic Plus)$125.45 → $127.40 a month before the rebate
      +1.6%
    • Top Choice (Silver Plus)$342.75 → $359.65 a month before the rebate
      +4.9%
    • Core Hospital (Bronze Plus)$138.65 → $140.05 a month before the rebate
      +1.0%
    • Value Hospital (Silver Plus)$220.80 → $230.30 a month before the rebate
      +4.3%
    • Focus Extras (FCE)$57.25 → $59.25 a month before the rebate
      +3.5%

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Notes on Australian Unity policies

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As of 23 October 2026, Australian Unity sells 22 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Midpoint Hospital (Silver Plus) at $1,669 a year, 22nd of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.