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GMHBA health insurance

22 policies. A year for a single in Victoria, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 8

  • GMHBA Gold Optimum

    Gold · 38 of 38 categories · $750 a year

    $4,4569th of 15

    a year after the rebate

    Hospital tier
    Gold
    Covers
    38 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $5,873 a year ($489.40 a month)
    After the rebate
    $4,456 a year ($371.37 a month)
    Go to site
  • GMHBA Gold Optimum Hospital

    Gold · 38 of 38 categories · $500 a year

    $4,588a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories
    Excess
    $500 a year
    Before the rebate
    $6,047 a year ($503.90 a month)
    After the rebate
    $4,588 a year ($382.37 a month)
    Go to site
  • GMHBA Silver Plus Hospital

    Silver Plus · 29 of 38 categories plus accidents · $750 a stay

    $1,64212th of 78

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,164 a year ($180.30 a month)
    After the rebate
    $1,642 a year ($136.82 a month)
    Go to site
  • GMHBA Silver Plus Premium Hospital

    Silver Plus · 34 of 38 categories plus accidents · $750 a stay

    $2,32543rd of 78

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,064 a year ($255.35 a month)
    After the rebate
    $2,325 a year ($193.76 a month)
    Go to site
  • GMHBA Bronze Plus Core Hospital

    Bronze Plus · 19 of 38 categories plus accidents · $750 a year

    $1,37430th of 50

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    19 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,811 a year ($150.88 a month)
    After the rebate
    $1,374 a year ($114.49 a month)
    Go to site
  • GMHBA Bronze Plus Advantage Hospital

    Bronze Plus · 23 of 38 categories plus accidents · $750 a year

    $1,38838th of 50

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    23 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,829 a year ($152.40 a month)
    After the rebate
    $1,388 a year ($115.64 a month)
    Go to site
  • GMHBA Basic Plus Starter Hospital

    Basic Plus · 5 of 38 categories plus accidents · $750 a year

    $1,04917th of 42

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    5 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,382 a year ($115.20 a month)
    After the rebate
    $1,049 a year ($87.42 a month)
    Go to site
  • GMHBA Accident Only Hospital (Basic)

    Basic · Accidents only · $750 a year

    $1,02914th of 42

    a year after the rebate

    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Before the rebate
    $1,355 a year ($112.95 a month)
    After the rebate
    $1,029 a year ($85.71 a month)
    Go to site

Extras cover · 14

  • GMHBA SmartCare Starter Extras with sub-limits

    Pays back $500 on a typical year · 4 services

    $265a year after the rebate
    Pays back
    $500 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $350 a year ($29.15 a month)
    After the rebate
    $265 a year ($22.12 a month)
    Go to site
  • GMHBA SmartCare Starter Boost Extras with sub-limitsOnly with extras

    Pays back $650 on a typical year · 5 services

    $265a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $350 a year ($29.15 a month)
    After the rebate
    $265 a year ($22.12 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA SmartCare Starter Boost ExtrasOnly with extras

    Pays back $650 on a typical year · 5 services

    $341a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $449 a year ($37.45 a month)
    After the rebate
    $341 a year ($28.42 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA SmartCare Starter Extras

    Pays back $500 on a typical year · 4 services

    $341a year after the rebate
    Pays back
    $500 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $449 a year ($37.45 a month)
    After the rebate
    $341 a year ($28.42 a month)
    Go to site
  • GMHBA SmartCare Everyday Extras with sub-limits

    Pays back $790 on a typical year · 11 services

    $521a year after the rebate
    Pays back
    $790 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $687 a year ($57.25 a month)
    After the rebate
    $521 a year ($43.44 a month)
    Go to site
  • GMHBA SmartCare Everyday Boost Extras with sub-limitsOnly with extras

    Pays back $990 on a typical year · 12 services

    $521a year after the rebate
    Pays back
    $990 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $687 a year ($57.25 a month)
    After the rebate
    $521 a year ($43.44 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA Mid Extras Set Benefits

    Pays back $578 on a typical year · 22 services

    $551a year after the rebate
    Pays back
    $578 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $726 a year ($60.50 a month)
    After the rebate
    $551 a year ($45.91 a month)
    Go to site
  • GMHBA SmartCare Everyday Boost ExtrasOnly with extras

    Pays back $990 on a typical year · 12 services

    $616a year after the rebate
    Pays back
    $990 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $812 a year ($67.65 a month)
    After the rebate
    $616 a year ($51.33 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA SmartCare Everyday Extras

    Pays back $790 on a typical year · 11 services

    $616a year after the rebate
    Pays back
    $790 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $812 a year ($67.65 a month)
    After the rebate
    $616 a year ($51.33 a month)
    Go to site
  • GMHBA SmartCare Complete Boost Extras with sub-limitsOnly with extras

    Pays back $1,040 on a typical year · 16 services

    $815a year after the rebate
    Pays back
    $1,040 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $1,074 a year ($89.50 a month)
    After the rebate
    $815 a year ($67.91 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA SmartCare Complete Extras with sub-limits

    Pays back $790 on a typical year · 15 services

    $815a year after the rebate
    Pays back
    $790 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $1,074 a year ($89.50 a month)
    After the rebate
    $815 a year ($67.91 a month)
    Go to site
  • GMHBA Mid Extras 65% Benefits

    Pays back $818 on a typical year · 22 services

    $871a year after the rebate
    Pays back
    $818 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $1,148 a year ($95.65 a month)
    After the rebate
    $871 a year ($72.58 a month)
    Go to site
  • GMHBA SmartCare Complete Boost ExtrasOnly with extras

    Pays back $1,040 on a typical year · 16 services

    $995a year after the rebate
    Pays back
    $1,040 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $1,312 a year ($109.30 a month)
    After the rebate
    $995 a year ($82.94 a month)

    Sold only beside the insurer’s own extras.

    Go to site
  • GMHBA SmartCare Complete Extras

    Pays back $790 on a typical year · 15 services

    $995a year after the rebate
    Pays back
    $790 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $1,312 a year ($109.30 a month)
    After the rebate
    $995 a year ($82.94 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • GMHBA SmartCare Everyday Boost Extras with sub-limits$56.12 → $57.25 a month before the rebate
      +2.0%
    • GMHBA SmartCare Everyday Extras with sub-limits$56.12 → $57.25 a month before the rebate
      +2.0%
    • GMHBA SmartCare Everyday Extras$66.33 → $67.65 a month before the rebate
      +2.0%
    • GMHBA Bronze Plus Advantage Hospital$142.45 → $152.40 a month before the rebate
      +7.0%
    • GMHBA SmartCare Complete Extras$107.14 → $109.30 a month before the rebate
      +2.0%
    • GMHBA Mid Extras 65% Benefits$90.25 → $95.65 a month before the rebate
      +6.0%
    • GMHBA SmartCare Complete Extras with sub-limits$87.76 → $89.50 a month before the rebate
      +2.0%
    • GMHBA SmartCare Complete Boost Extras with sub-limits$87.76 → $89.50 a month before the rebate
      +2.0%

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Notes on GMHBA policies

to leave a note.

As of 23 October 2026, GMHBA sells 22 health insurance policies tracked by BankMate, priced here for a single in Victoria after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is GMHBA Silver Plus Hospital at $1,642 a year, 12th of 78 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.