BankMate

HCi health insurance

20 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 4

  • Silver Plus Secure Hospital

    Silver Plus · 31 of 38 categories · $750 a stay

    $2,03634th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a stay
    Before the rebate
    $2,684 a year ($223.64 a month)
    After the rebate
    $2,036 a year ($169.70 a month)
    Go to site
  • Silver Plus Advantage

    Silver Plus · 30 of 38 categories · $750 a stay

    $2,18242nd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories
    Excess
    $750 a stay
    Before the rebate
    $2,875 a year ($239.62 a month)
    After the rebate
    $2,182 a year ($181.83 a month)
    Go to site
  • Bronze Plus Hospital

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $1,31231st of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,729 a year ($144.07 a month)
    After the rebate
    $1,312 a year ($109.32 a month)
    Go to site
  • Basic Plus Hospital

    Basic Plus · Accidents only · $750 a year

    $1,02012th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    Accidents only
    Excess
    $750 a year
    Before the rebate
    $1,344 a year ($112.04 a month)
    After the rebate
    $1,020 a year ($85.02 a month)
    Go to site

Hospital and extras together · 16

  • Silver Plus Secure Hospital with Active Life Extras

    Silver Plus · 31 of 38 categories · $750 a stay

    $2,476a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a stay
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $3,263 a year ($271.88 a month)
    After the rebate
    $2,476 a year ($206.31 a month)
    Go to site
  • Silver Plus Advantage & Active Life Extras

    Silver Plus · 30 of 38 categories · $750 a stay

    $2,621a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories
    Excess
    $750 a stay
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $3,454 a year ($287.86 a month)
    After the rebate
    $2,621 a year ($218.43 a month)
    Go to site
  • Silver Plus Secure Hospital with Healthy Extras

    Silver Plus · 31 of 38 categories · $750 a stay

    $2,877a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a stay
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $3,792 a year ($315.96 a month)
    After the rebate
    $2,877 a year ($239.76 a month)
    Go to site
  • Silver Plus Advantage & Healthy Extras

    Silver Plus · 30 of 38 categories · $750 a stay

    $3,023a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories
    Excess
    $750 a stay
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $3,983 a year ($331.94 a month)
    After the rebate
    $3,023 a year ($251.88 a month)
    Go to site
  • Silver Plus Secure & Top Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,584a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $890 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $4,724 a year ($393.64 a month)
    After the rebate
    $3,584 a year ($298.70 a month)
    Go to site
  • Silver Plus Advantage & Top Extras

    Silver Plus · 30 of 38 categories · $750 a year

    $3,730a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories
    Excess
    $750 a year
    Pays back
    $890 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $4,915 a year ($409.62 a month)
    After the rebate
    $3,730 a year ($310.83 a month)
    Go to site
  • Silver Plus Secure Hospital / with Active Life Extras

    Silver Plus · 31 of 38 categories · $750 a stay

    $4,456a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a stay
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $5,872 a year ($489.34 a month)
    After the rebate
    $4,456 a year ($371.32 a month)
    Go to site
  • Silver Plus Secure Hospital / with Healthy Extras

    Silver Plus · 31 of 38 categories · $750 a stay

    $5,178a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a stay
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $6,824 a year ($568.68 a month)
    After the rebate
    $5,178 a year ($431.53 a month)
    Go to site
  • Bronze Plus Hospital & Basic Extras

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $1,558a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $496 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    7 covered
    Before the rebate
    $2,053 a year ($171.10 a month)
    After the rebate
    $1,558 a year ($129.83 a month)
    Go to site
  • Bronze Plus Hospital with Active Life Extras

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $1,751a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $2,308 a year ($192.32 a month)
    After the rebate
    $1,751 a year ($145.94 a month)
    Go to site
  • Bronze Plus Hospital with Healthy Extras

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $2,153a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $2,837 a year ($236.44 a month)
    After the rebate
    $2,153 a year ($179.42 a month)
    Go to site
  • Bronze Plus Hospital / with Active Life Extras

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $3,152a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $4,153 a year ($346.12 a month)
    After the rebate
    $3,152 a year ($262.64 a month)
    Go to site
  • Bronze Plus Hospital & Healthy Extras

    Bronze Plus · 22 of 38 categories plus accidents · $750 a year

    $3,875a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $5,107 a year ($425.55 a month)
    After the rebate
    $3,875 a year ($322.92 a month)
    Go to site
  • Basic Plus Hospital & Basic Extras

    Basic Plus · Accidents only · $750 a year

    $1,266a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $496 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    7 covered
    Before the rebate
    $1,669 a year ($139.08 a month)
    After the rebate
    $1,266 a year ($105.54 a month)
    Go to site
  • Basic Plus Hospital with Active Life Extras

    Basic Plus · Accidents only · $750 a year

    $1,459a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $640 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $1,923 a year ($160.28 a month)
    After the rebate
    $1,459 a year ($121.62 a month)
    Go to site
  • Basic Plus Hospital / with Healthy Extras

    Basic Plus · Accidents only · $750 a year

    $1,861a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $758 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $2,452 a year ($204.37 a month)
    After the rebate
    $1,861 a year ($155.08 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Silver Plus Advantage$227.13 → $239.62 a month before the rebate
      +5.5%
    • Silver Plus Advantage & Active Life Extras$273.74 → $287.86 a month before the rebate
      +5.2%
    • Bronze Plus Hospital$139.87 → $144.07 a month before the rebate
      +3.0%
    • Basic Plus Hospital / with Healthy Extras$197.98 → $204.37 a month before the rebate
      +3.2%
    • Basic Plus Hospital & Basic Extras$135.03 → $139.08 a month before the rebate
      +3.0%
    • Basic Plus Hospital with Active Life Extras$155.39 → $160.28 a month before the rebate
      +3.1%
    • Bronze Plus Hospital & Basic Extras$166.12 → $171.10 a month before the rebate
      +3.0%
    • Bronze Plus Hospital with Active Life Extras$186.49 → $192.32 a month before the rebate
      +3.1%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with another insurer.

Notes on HCi policies

to leave a note.

As of 23 October 2026, HCi sells 20 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Plus Secure Hospital at $2,036 a year, 34th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.