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HIF health insurance

19 policies. A year for a single in Western Australia, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 5

  • Silver Hospital

    Silver Plus · 29 of 38 categories · $750 a year

    $1,34317th of 78

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $1,769 a year ($147.45 a month)
    After the rebate
    $1,343 a year ($111.89 a month)
    Go to site
  • Silver Plus Hospital

    Silver Plus · 34 of 38 categories · $750 a year

    $1,87446th of 78

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $2,470 a year ($205.85 a month)
    After the rebate
    $1,874 a year ($156.20 a month)
    Go to site
  • Bronze Plus Hospital

    Bronze Plus · 23 of 38 categories · $750 a year

    $1,03434th of 50

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    23 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $1,363 a year ($113.55 a month)
    After the rebate
    $1,034 a year ($86.16 a month)
    Go to site
  • Bronze Hospital

    Bronze · 18 of 38 categories · $750 a year

    $1,00730th of 50

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $1,327 a year ($110.60 a month)
    After the rebate
    $1,007 a year ($83.93 a month)
    Go to site
  • Basic Plus Hospital

    Basic Plus · 3 of 38 categories plus accidents · $750 a year

    $83420th of 42

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    3 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,099 a year ($91.55 a month)
    After the rebate
    $834 a year ($69.47 a month)
    Go to site

Extras cover · 9

  • Ambulance Only Cover
    $63a year after the rebate
    Before the rebate
    $83 a year ($6.95 a month)
    After the rebate
    $63 a year ($5.27 a month)
    Go to site
  • Basic Extras

    Pays back $625 on a typical year · 5 services

    $316a year after the rebate
    Pays back
    $625 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $416 a year ($34.70 a month)
    After the rebate
    $316 a year ($26.33 a month)
    Go to site
  • Value Extras

    Pays back $666 on a typical year · 12 services

    $393a year after the rebate
    Pays back
    $666 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $518 a year ($43.15 a month)
    After the rebate
    $393 a year ($32.74 a month)
    Go to site
  • Simple Extras

    Pays back $770 on a typical year · 14 services

    $480a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    14 covered
    Before the rebate
    $632 a year ($52.70 a month)
    After the rebate
    $480 a year ($39.99 a month)
    Go to site
  • Special Options

    Pays back $736 on a typical year · 15 services

    $588a year after the rebate
    Pays back
    $736 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $775 a year ($64.55 a month)
    After the rebate
    $588 a year ($48.98 a month)
    Go to site
  • Essential Extras

    Pays back $736 on a typical year · 16 services

    $610a year after the rebate
    Pays back
    $736 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $803 a year ($66.95 a month)
    After the rebate
    $610 a year ($50.80 a month)
    Go to site
  • Advanced Extras

    Pays back $851 on a typical year · 24 services

    $859a year after the rebate
    Pays back
    $851 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $1,132 a year ($94.35 a month)
    After the rebate
    $859 a year ($71.59 a month)
    Go to site
  • Super Options

    Pays back $816 on a typical year · 23 services

    $900a year after the rebate
    Pays back
    $816 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $1,186 a year ($98.80 a month)
    After the rebate
    $900 a year ($74.97 a month)
    Go to site
  • Top Extras

    Pays back $896 on a typical year · 24 services

    $1,205a year after the rebate
    Pays back
    $896 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $1,588 a year ($132.35 a month)
    After the rebate
    $1,205 a year ($100.43 a month)
    Go to site

Hospital and extras together · 5

  • Silver Plus No Maternity Combo

    Silver Plus · 34 of 38 categories · $500 a year

    $2,495a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $500 a year
    Pays back
    $720 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $3,288 a year ($274.00 a month)
    After the rebate
    $2,495 a year ($207.92 a month)
    Go to site
  • Silver Plus Family Mid

    Silver Plus · 32 of 38 categories · $750 a year

    $5,188a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    32 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $6,837 a year ($569.75 a month)
    After the rebate
    $5,188 a year ($432.34 a month)
    Go to site
  • Silver Plus Family Advanced

    Silver Plus · 32 of 38 categories · $750 a year

    $5,608a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    32 of 38 categories
    Excess
    $750 a year
    Pays back
    $851 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $7,391 a year ($615.90 a month)
    After the rebate
    $5,608 a year ($467.36 a month)
    Go to site
  • Bronze Plus Simple Choice

    Bronze Plus · 25 of 38 categories · $750 a year

    $1,413a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    25 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $1,862 a year ($155.15 a month)
    After the rebate
    $1,413 a year ($117.73 a month)
    Go to site
  • Basic Starter

    Basic · Accidents only · $750 a year

    $1,002a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $625 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $1,321 a year ($110.05 a month)
    After the rebate
    $1,002 a year ($83.51 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Top Extras$129.95 → $132.35 a month before the rebate
      +1.8%
    • Essential Extras$65.65 → $66.95 a month before the rebate
      +2.0%
    • Advanced Extras$91.40 → $94.35 a month before the rebate
      +3.2%
    • Special Options$62.55 → $64.55 a month before the rebate
      +3.2%
    • Value Extras$42.30 → $43.15 a month before the rebate
      +2.0%
    • Simple Extras$51.05 → $52.70 a month before the rebate
      +3.2%
    • Silver Plus No Maternity Combo$264.75 → $274.00 a month before the rebate
      +3.5%
    • Bronze Plus Simple Choice$152.15 → $155.15 a month before the rebate
      +2.0%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with HBF, HCF or another insurer.

Notes on HIF policies

to leave a note.

As of 23 October 2026, HIF sells 19 health insurance policies tracked by BankMate, priced here for a single in Western Australia after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Hospital at $1,343 a year, 17th of 78 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.