BankMate

nib health insurance

35 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 11

  • Silver Secure Hospital Plus

    Silver Plus · 29 of 38 categories plus accidents · $750 a stay

    $1,56412th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,061 a year ($171.78 a month)
    After the rebate
    $1,564 a year ($130.35 a month)
    Go to site
  • Mid Hospital - Silver Plus

    Silver Plus · 30 of 38 categories plus accidents · $750 a stay

    $2,19743rd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    30 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,896 a year ($241.30 a month)
    After the rebate
    $2,197 a year ($183.10 a month)
    Go to site
  • Silver Select Hospital Plus

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,34859th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,094 a year ($257.86 a month)
    After the rebate
    $2,348 a year ($195.67 a month)
    Go to site
  • Silver Advantage Hospital Plus

    Silver Plus · 32 of 38 categories plus accidents · $750 a stay

    $2,39063rd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    32 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,149 a year ($262.42 a month)
    After the rebate
    $2,390 a year ($199.13 a month)
    Go to site
  • Silver Hospital

    Silver · 28 of 38 categories plus accidents · $750 a stay

    $1,64516th of 75

    a year after the rebate

    Hospital tier
    Silver
    Covers
    28 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,168 a year ($180.68 a month)
    After the rebate
    $1,645 a year ($137.10 a month)
    Go to site
  • Bronze Protect Hospital Plus

    Bronze Plus · 22 of 38 categories plus accidents · $750 a stay

    $1,24318th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,638 a year ($136.49 a month)
    After the rebate
    $1,243 a year ($103.57 a month)
    Go to site
  • Bronze Hospital Plus

    Bronze Plus · 22 of 38 categories plus accidents · $750 a stay

    $1,33638th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    22 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,760 a year ($146.69 a month)
    After the rebate
    $1,336 a year ($111.31 a month)
    Go to site
  • Bronze Hospital

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,23616th of 48

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,629 a year ($135.72 a month)
    After the rebate
    $1,236 a year ($102.99 a month)
    Go to site
  • Basic Care Hospital Plus

    Basic Plus · 6 of 38 categories plus accidents · $750 a stay

    $1,11627th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,470 a year ($122.54 a month)
    After the rebate
    $1,116 a year ($92.99 a month)
    Go to site
  • Basic Essential Hospital Plus

    Basic Plus · 7 of 38 categories plus accidents · $750 a stay

    $1,17534th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    7 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,548 a year ($129.04 a month)
    After the rebate
    $1,175 a year ($97.92 a month)
    Go to site
  • Basic Accident Hospital

    Basic · Accidents only · $750 a stay

    $1,04416th of 39

    a year after the rebate

    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Before the rebate
    $1,376 a year ($114.68 a month)
    After the rebate
    $1,044 a year ($87.02 a month)
    Go to site

Extras cover · 22

  • DentalPass

    Pays back $50 on a typical year · 1 services

    $35a year after the rebate
    Pays back
    $50 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    1 covered
    Before the rebate
    $46 a year ($3.84 a month)
    After the rebate
    $35 a year ($2.91 a month)
    Go to site
  • Ambulance Only
    $46a year after the rebate
    Before the rebate
    $61 a year ($5.07 a month)
    After the rebate
    $46 a year ($3.85 a month)
    Go to site
  • Value Extras

    Pays back $475 on a typical year · 5 services

    $200a year after the rebate
    Pays back
    $475 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $264 a year ($21.98 a month)
    After the rebate
    $200 a year ($16.68 a month)
    Go to site
  • Basic Extras

    Pays back $800 on a typical year · 4 services

    $322a year after the rebate
    Pays back
    $800 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $425 a year ($35.39 a month)
    After the rebate
    $322 a year ($26.85 a month)
    Go to site
  • Core Extras

    Pays back $780 on a typical year · 5 services

    $504a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $664 a year ($55.30 a month)
    After the rebate
    $504 a year ($41.96 a month)
    Go to site
  • Dental Boost

    Pays back $650 on a typical year · 14 services

    $574a year after the rebate
    Pays back
    $650 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    14 covered
    Before the rebate
    $757 a year ($63.06 a month)
    After the rebate
    $574 a year ($47.85 a month)
    Go to site
  • Core and Young at Heart Extras

    Pays back $780 on a typical year · 10 services

    $670a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $882 a year ($73.53 a month)
    After the rebate
    $670 a year ($55.80 a month)
    Go to site
  • Core Extras Boost

    Pays back $780 on a typical year · 5 services

    $741a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $977 a year ($81.39 a month)
    After the rebate
    $741 a year ($61.76 a month)
    Go to site
  • Core and Family Extras

    Pays back $780 on a typical year · 11 services

    $774a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $1,020 a year ($85.04 a month)
    After the rebate
    $774 a year ($64.53 a month)
    Go to site
  • Core and Wellbeing Extras

    Pays back $780 on a typical year · 13 services

    $792a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $1,044 a year ($87.03 a month)
    After the rebate
    $792 a year ($66.04 a month)
    Go to site
  • Core Boost and Young at Heart Extras

    Pays back $780 on a typical year · 10 services

    $907a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $1,195 a year ($99.58 a month)
    After the rebate
    $907 a year ($75.56 a month)
    Go to site
  • Core, Family and Young at Heart Extras

    Pays back $780 on a typical year · 14 services

    $940a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    14 covered
    Before the rebate
    $1,239 a year ($103.28 a month)
    After the rebate
    $940 a year ($78.37 a month)
    Go to site
  • Core, Wellbeing and Young at Heart Extras

    Pays back $780 on a typical year · 17 services

    $958a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $1,263 a year ($105.26 a month)
    After the rebate
    $958 a year ($79.87 a month)
    Go to site
  • Core Boost and Family Extras

    Pays back $780 on a typical year · 11 services

    $1,012a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $1,333 a year ($111.09 a month)
    After the rebate
    $1,012 a year ($84.30 a month)
    Go to site
  • Core Boost and Wellbeing Extras

    Pays back $780 on a typical year · 13 services

    $1,030a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $1,357 a year ($113.12 a month)
    After the rebate
    $1,030 a year ($85.84 a month)
    Go to site
  • Core, Family and Wellbeing Extras

    Pays back $780 on a typical year · 19 services

    $1,063a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    19 covered
    Before the rebate
    $1,401 a year ($116.77 a month)
    After the rebate
    $1,063 a year ($88.61 a month)
    Go to site
  • Advantage Extras

    Pays back $910 on a typical year · 21 services

    $1,105a year after the rebate
    Pays back
    $910 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    21 covered
    Before the rebate
    $1,456 a year ($121.33 a month)
    After the rebate
    $1,105 a year ($92.07 a month)
    Go to site
  • Core Boost, Family and Young at Heart Extras

    Pays back $780 on a typical year · 14 services

    $1,178a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    14 covered
    Before the rebate
    $1,552 a year ($129.32 a month)
    After the rebate
    $1,178 a year ($98.13 a month)
    Go to site
  • Core Boost, Wellbeing and Young at Heart Extras

    Pays back $780 on a typical year · 17 services

    $1,196a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $1,576 a year ($131.35 a month)
    After the rebate
    $1,196 a year ($99.67 a month)
    Go to site
  • Core Boost, Family and Wellbeing Extras

    Pays back $780 on a typical year · 19 services

    $1,300a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    19 covered
    Before the rebate
    $1,714 a year ($142.82 a month)
    After the rebate
    $1,300 a year ($108.37 a month)
    Go to site
  • Premium Extras

    Pays back $845 on a typical year · 25 services

    $1,399a year after the rebate
    Pays back
    $845 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $1,844 a year ($153.65 a month)
    After the rebate
    $1,399 a year ($116.59 a month)
    Go to site
  • Top Extras

    Pays back $975 on a typical year · 25 services

    $1,739a year after the rebate
    Pays back
    $975 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $2,291 a year ($190.94 a month)
    After the rebate
    $1,739 a year ($144.89 a month)
    Go to site

Hospital and extras together · 2

  • Gold Advanced Cover

    Gold · 38 of 38 categories plus accidents · $750 a stay

    $7,073a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $975 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $9,321 a year ($776.74 a month)
    After the rebate
    $7,073 a year ($589.41 a month)
    Go to site
  • Basic Kickstarter

    Basic · Accidents only · $750 a stay

    $1,322a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $350 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,742 a year ($145.20 a month)
    After the rebate
    $1,322 a year ($110.18 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Dental Boost$59.40 → $63.06 a month before the rebate
      +6.2%
    • Core Boost, Family and Young at Heart Extras$124.00 → $129.32 a month before the rebate
      +4.3%
    • Silver Hospital$175.08 → $180.68 a month before the rebate
      +3.2%
    • Bronze Hospital Plus$137.66 → $146.69 a month before the rebate
      +6.6%
    • Basic Extras$33.72 → $35.39 a month before the rebate
      +5.0%
    • Top Extras$177.80 → $190.94 a month before the rebate
      +7.4%
    • Ambulance Only$5.03 → $5.07 a month before the rebate
      +0.8%
    • Core Extras Boost$77.55 → $81.39 a month before the rebate
      +5.0%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with Bupa, HCF, Medibank, ahm or another insurer.

Notes on nib policies

to leave a note.

As of 23 October 2026, nib sells 35 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Secure Hospital Plus at $1,564 a year, 12th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.