BankMate

Peoplecare health insurance

43 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 4

  • Silver Plus Essentials Hospital

    Silver Plus · 29 of 38 categories · $750 a year

    $1,65519th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $2,181 a year ($181.77 a month)
    After the rebate
    $1,655 a year ($137.93 a month)
    Go to site
  • Silver Plus Hospital

    Silver Plus · 34 of 38 categories · $750 a year

    $2,32054th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $3,057 a year ($254.73 a month)
    After the rebate
    $2,320 a year ($193.29 a month)
    Go to site
  • Bronze Plus Hospital

    Bronze Plus · 24 of 38 categories · $750 a year

    $1,28125th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $1,689 a year ($140.71 a month)
    After the rebate
    $1,281 a year ($106.77 a month)
    Go to site
  • Basic Plus Hospital

    Basic Plus · 6 of 38 categories · $750 a year

    $1,08424th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Before the rebate
    $1,429 a year ($119.07 a month)
    After the rebate
    $1,084 a year ($90.35 a month)
    Go to site

Extras cover · 5

  • Ambulance Only
    $72a year after the rebate
    Before the rebate
    $95 a year ($7.88 a month)
    After the rebate
    $72 a year ($5.98 a month)
    Go to site
  • Simple Extras

    Pays back $585 on a typical year · 11 services

    $360a year after the rebate
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $475 a year ($39.55 a month)
    After the rebate
    $360 a year ($30.01 a month)
    Go to site
  • Mid Extras

    Pays back $710 on a typical year · 18 services

    $707a year after the rebate
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $932 a year ($77.65 a month)
    After the rebate
    $707 a year ($58.92 a month)
    Go to site
  • High Extras

    Pays back $839 on a typical year · 26 services

    $1,086a year after the rebate
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $1,431 a year ($119.26 a month)
    After the rebate
    $1,086 a year ($90.50 a month)
    Go to site
  • Premium Extras

    Pays back $976 on a typical year · 26 services

    $1,676a year after the rebate
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $2,209 a year ($184.06 a month)
    After the rebate
    $1,676 a year ($139.67 a month)
    Go to site

Hospital and extras together · 34

  • Silver Plus Essentials Hospital & Simple Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $1,979a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $2,608 a year ($217.36 a month)
    After the rebate
    $1,979 a year ($164.94 a month)
    Go to site
  • Silver Plus Essentials Hospital & Flex Essentials Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $2,154a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $2,839 a year ($236.57 a month)
    After the rebate
    $2,154 a year ($179.51 a month)
    Go to site
  • Silver Plus Essentials Hospital & Mid Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $2,292a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $3,020 a year ($251.66 a month)
    After the rebate
    $2,292 a year ($190.96 a month)
    Go to site
  • Silver Plus Essentials Hospital & Flex Up Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $2,408a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $3,174 a year ($264.46 a month)
    After the rebate
    $2,408 a year ($200.68 a month)
    Go to site
  • Silver Plus Essentials Hospital & High Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $2,632a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $3,469 a year ($289.10 a month)
    After the rebate
    $2,632 a year ($219.37 a month)
    Go to site
  • Silver Plus Hospital & Simple Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $2,644a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $3,484 a year ($290.32 a month)
    After the rebate
    $2,644 a year ($220.30 a month)
    Go to site
  • Silver Plus Hospital & Flex Essentials Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $2,819a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $3,714 a year ($309.53 a month)
    After the rebate
    $2,819 a year ($234.88 a month)
    Go to site
  • Silver Plus Hospital & Mid Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $2,956a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $3,895 a year ($324.62 a month)
    After the rebate
    $2,956 a year ($246.33 a month)
    Go to site
  • Silver Plus Hospital & Flex Up Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $3,072a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $4,049 a year ($337.42 a month)
    After the rebate
    $3,072 a year ($256.04 a month)
    Go to site
  • Silver Plus Essentials Hospital & Premium Extras

    Silver Plus · 29 of 38 categories · $750 a year

    $3,164a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories
    Excess
    $750 a year
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $4,169 a year ($347.43 a month)
    After the rebate
    $3,164 a year ($263.64 a month)
    Go to site
  • Silver Plus Grow Hospital & Simple Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,252a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $4,286 a year ($357.17 a month)
    After the rebate
    $3,252 a year ($271.03 a month)
    Go to site
  • Silver Plus Hospital & High Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $3,297a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $4,345 a year ($362.06 a month)
    After the rebate
    $3,297 a year ($274.74 a month)
    Go to site
  • Silver Plus Grow Hospital & Flex Essentials Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,427a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $4,517 a year ($376.38 a month)
    After the rebate
    $3,427 a year ($285.60 a month)
    Go to site
  • Silver Plus Grow Hospital & Mid Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,565a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $4,698 a year ($391.47 a month)
    After the rebate
    $3,565 a year ($297.06 a month)
    Go to site
  • Silver Plus Grow Hospital & Flex Up Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,681a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $4,851 a year ($404.27 a month)
    After the rebate
    $3,681 a year ($306.77 a month)
    Go to site
  • Silver Plus Hospital & Premium Extras

    Silver Plus · 34 of 38 categories · $750 a year

    $3,828a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories
    Excess
    $750 a year
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $5,045 a year ($420.39 a month)
    After the rebate
    $3,828 a year ($319.00 a month)
    Go to site
  • Silver Plus Grow Hospital & High Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $3,906a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $5,147 a year ($428.91 a month)
    After the rebate
    $3,906 a year ($325.47 a month)
    Go to site
  • Silver Plus Grow Hospital & Premium Extras

    Silver Plus · 31 of 38 categories · $750 a year

    $4,437a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories
    Excess
    $750 a year
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $5,847 a year ($487.24 a month)
    After the rebate
    $4,437 a year ($369.73 a month)
    Go to site
  • Bronze Plus Hospital & Simple Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $1,605a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $2,116 a year ($176.30 a month)
    After the rebate
    $1,605 a year ($133.78 a month)
    Go to site
  • Bronze Plus Hospital & Flex Essentials Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $1,780a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $2,346 a year ($195.51 a month)
    After the rebate
    $1,780 a year ($148.36 a month)
    Go to site
  • Bronze Plus Hospital & Mid Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $1,918a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $2,527 a year ($210.60 a month)
    After the rebate
    $1,918 a year ($159.81 a month)
    Go to site
  • Bronze Plus Hospital & Flex Up Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $2,034a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $2,681 a year ($223.40 a month)
    After the rebate
    $2,034 a year ($169.52 a month)
    Go to site
  • Bronze Plus Hospital & High Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $2,259a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $2,976 a year ($248.04 a month)
    After the rebate
    $2,259 a year ($188.22 a month)
    Go to site
  • Bronze Plus Hospital & Premium Extras

    Bronze Plus · 24 of 38 categories · $750 a year

    $2,790a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    24 of 38 categories
    Excess
    $750 a year
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $3,676 a year ($306.37 a month)
    After the rebate
    $2,790 a year ($232.48 a month)
    Go to site
  • Basic Plus Hospital & Simple Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $1,408a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $1,856 a year ($154.66 a month)
    After the rebate
    $1,408 a year ($117.36 a month)
    Go to site
  • Basic Plus Hospital & Flex Essentials Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $1,583a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $2,086 a year ($173.87 a month)
    After the rebate
    $1,583 a year ($131.94 a month)
    Go to site
  • Basic Plus Hospital & Mid Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $1,721a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $2,268 a year ($188.96 a month)
    After the rebate
    $1,721 a year ($143.39 a month)
    Go to site
  • Basic Plus Hospital & Flex Up Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $1,837a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $2,421 a year ($201.76 a month)
    After the rebate
    $1,837 a year ($153.10 a month)
    Go to site
  • Basic Plus Hospital & High Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $2,062a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $839 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $2,717 a year ($226.40 a month)
    After the rebate
    $2,062 a year ($171.80 a month)
    Go to site
  • Basic Plus Hospital & Premium Extras

    Basic Plus · 6 of 38 categories · $750 a year

    $2,593a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories
    Excess
    $750 a year
    Pays back
    $976 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $3,417 a year ($284.73 a month)
    After the rebate
    $2,593 a year ($216.06 a month)
    Go to site
  • Basic Accident Hospital & Simple Extras

    Basic · Accidents only · $750 a year

    $1,328a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $585 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $1,750 a year ($145.83 a month)
    After the rebate
    $1,328 a year ($110.66 a month)
    Go to site
  • Basic Accident Hospital & Flex Essentials Extras

    Basic · Accidents only · $750 a year

    $1,503a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    10 covered
    Before the rebate
    $1,980 a year ($165.04 a month)
    After the rebate
    $1,503 a year ($125.24 a month)
    Go to site
  • Basic Accident Hospital & Mid Extras

    Basic · Accidents only · $750 a year

    $1,640a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $710 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    18 covered
    Before the rebate
    $2,162 a year ($180.13 a month)
    After the rebate
    $1,640 a year ($136.69 a month)
    Go to site
  • Basic Accident Hospital & Flex Up Extras

    Basic · Accidents only · $750 a year

    $1,757a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $2,315 a year ($192.93 a month)
    After the rebate
    $1,757 a year ($146.40 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Premium Extras$176.98 → $184.06 a month before the rebate
      +4.0%
    • Basic Accident Hospital & Flex Up Extras$185.51 → $192.93 a month before the rebate
      +4.0%
    • Silver Plus Essentials Hospital & Flex Up Extras$254.29 → $264.46 a month before the rebate
      +4.0%
    • Bronze Plus Hospital & Simple Extras$159.85 → $176.30 a month before the rebate
      +10.3%
    • Basic Accident Hospital & Simple Extras$140.22 → $145.83 a month before the rebate
      +4.0%
    • Mid Extras$74.67 → $77.65 a month before the rebate
      +4.0%
    • Silver Plus Hospital$244.94 → $254.73 a month before the rebate
      +4.0%
    • Bronze Plus Hospital & High Extras$228.83 → $248.04 a month before the rebate
      +8.4%

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Notes on Peoplecare policies

to leave a note.

As of 23 October 2026, Peoplecare sells 43 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Plus Essentials Hospital at $1,655 a year, 19th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.