BankMate

Phoenix Health Fund health insurance

31 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 6

  • Silver Plus Support Hospital

    Silver Plus · 27 of 38 categories plus accidents · $750 a stay

    $1,4524th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    27 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,913 a year ($159.42 a month)
    After the rebate
    $1,452 a year ($120.97 a month)
    Go to site
  • Silver Plus Advantage Hospital

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,22846th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,937 a year ($244.71 a month)
    After the rebate
    $2,228 a year ($185.69 a month)
    Go to site
  • Silver Plus Family Hospital

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,95573rd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,894 a year ($324.48 a month)
    After the rebate
    $2,955 a year ($246.22 a month)
    Go to site
  • Bronze Plus Essentials Hospital

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $1,1435th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,507 a year ($125.55 a month)
    After the rebate
    $1,143 a year ($95.27 a month)
    Go to site
  • Bronze Hospital

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,1281st of 48

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,487 a year ($123.91 a month)
    After the rebate
    $1,128 a year ($94.03 a month)
    Go to site
  • Basic Accident Only Hospital

    Basic · Accidents only · $750 a stay

    $9625th of 39

    a year after the rebate

    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Before the rebate
    $1,267 a year ($105.60 a month)
    After the rebate
    $962 a year ($80.13 a month)
    Go to site

Extras cover · 1

  • Kick Start Extras 50

    Pays back $700 on a typical year · 9 services

    $371a year after the rebate
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $489 a year ($40.78 a month)
    After the rebate
    $371 a year ($30.94 a month)
    Go to site

Hospital and extras together · 24

  • Silver Plus Support Hospital & Kick Start Extras 50

    Silver Plus · 27 of 38 categories plus accidents · $750 a stay

    $1,823a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    27 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $2,402 a year ($200.20 a month)
    After the rebate
    $1,823 a year ($151.92 a month)
    Go to site
  • Silver Plus Support Hospital & Healthy Flex Extras 50

    Silver Plus · 27 of 38 categories plus accidents · $750 a stay

    $2,010a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    27 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $2,649 a year ($220.78 a month)
    After the rebate
    $2,010 a year ($167.53 a month)
    Go to site
  • Silver Plus Support Hospital & Value Extras 60

    Silver Plus · 27 of 38 categories plus accidents · $750 a stay

    $2,369a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    27 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $3,122 a year ($260.20 a month)
    After the rebate
    $2,369 a year ($197.44 a month)
    Go to site
  • Silver Plus Support and Active Extras 60

    Silver Plus · 27 of 38 categories plus accidents · $750 a stay

    $2,544a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    27 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $3,353 a year ($279.42 a month)
    After the rebate
    $2,544 a year ($212.03 a month)
    Go to site
  • Silver Plus Advantage & Kick Start Extras 50

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,600a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $3,426 a year ($285.49 a month)
    After the rebate
    $2,600 a year ($216.64 a month)
    Go to site
  • Silver Plus Advantage & Healthy Flex Extras 50

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,787a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $3,673 a year ($306.07 a month)
    After the rebate
    $2,787 a year ($232.25 a month)
    Go to site
  • Silver Plus Advantage Hospital & Value Extras 60

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $3,146a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $4,146 a year ($345.49 a month)
    After the rebate
    $3,146 a year ($262.16 a month)
    Go to site
  • Silver Plus Advantage & Active Extras 60

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $3,321a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $4,377 a year ($364.71 a month)
    After the rebate
    $3,321 a year ($276.75 a month)
    Go to site
  • Silver Plus Family Hospital & Kick Start Extras 50

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $3,326a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $4,383 a year ($365.26 a month)
    After the rebate
    $3,326 a year ($277.17 a month)
    Go to site
  • Silver Plus Family Hospital & Healthy Flex Extras 50

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $3,513a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $4,630 a year ($385.84 a month)
    After the rebate
    $3,513 a year ($292.78 a month)
    Go to site
  • Silver Plus Family Hospital & Value Extras 60

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $3,872a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $5,103 a year ($425.26 a month)
    After the rebate
    $3,872 a year ($322.70 a month)
    Go to site
  • Silver Plus Family & Active Extras 60

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $4,047a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $5,334 a year ($444.48 a month)
    After the rebate
    $4,047 a year ($337.28 a month)
    Go to site
  • Bronze Plus Essentials & Kick Start Extras 50

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $1,515a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,996 a year ($166.33 a month)
    After the rebate
    $1,515 a year ($126.21 a month)
    Go to site
  • Bronze Plus Essentials & Healthy Flex Extras 50

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $1,702a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $2,243 a year ($186.91 a month)
    After the rebate
    $1,702 a year ($141.83 a month)
    Go to site
  • Bronze Plus Essentials Hospital & Value Extras 60

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $2,061a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $2,716 a year ($226.33 a month)
    After the rebate
    $2,061 a year ($171.74 a month)
    Go to site
  • Bronze Plus Essentials & Active Extras 60

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $2,236a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $2,947 a year ($245.55 a month)
    After the rebate
    $2,236 a year ($186.33 a month)
    Go to site
  • Bronze Hospital & Kick Start Extras 50

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,500a year after the rebate
    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,976 a year ($164.69 a month)
    After the rebate
    $1,500 a year ($124.97 a month)
    Go to site
  • Bronze Hospital & Healthy Flex Extras 50

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,687a year after the rebate
    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $2,223 a year ($185.27 a month)
    After the rebate
    $1,687 a year ($140.59 a month)
    Go to site
  • Bronze Hospital & Value Extras 60

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $2,046a year after the rebate
    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $2,696 a year ($224.69 a month)
    After the rebate
    $2,046 a year ($170.50 a month)
    Go to site
  • Bronze Hospital & Active Extras 60

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $2,221a year after the rebate
    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $2,927 a year ($243.91 a month)
    After the rebate
    $2,221 a year ($185.08 a month)
    Go to site
  • Basic Accident Only Hospital & Kick Start Extras 50

    Basic · Accidents only · $750 a stay

    $1,333a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $700 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,757 a year ($146.38 a month)
    After the rebate
    $1,333 a year ($111.08 a month)
    Go to site
  • Basic Accident Only Hospital & Healthy Flex Extras 50

    Basic · Accidents only · $750 a stay

    $1,520a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $925 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $2,004 a year ($166.96 a month)
    After the rebate
    $1,520 a year ($126.69 a month)
    Go to site
  • Basic Accident Only Hospital & Value Extras 60

    Basic · Accidents only · $750 a stay

    $1,879a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $2,477 a year ($206.38 a month)
    After the rebate
    $1,879 a year ($156.61 a month)
    Go to site
  • Basic Accident Only Hospital & Active Extras 60

    Basic · Accidents only · $750 a stay

    $2,054a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a stay
    Pays back
    $1,000 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $2,707 a year ($225.60 a month)
    After the rebate
    $2,054 a year ($171.19 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Silver Plus Support Hospital & Value Extras 60$252.43 → $260.20 a month before the rebate
      +3.1%
    • Basic Accident Only Hospital & Healthy Flex Extras 50$162.02 → $166.96 a month before the rebate
      +3.0%
    • Silver Plus Advantage & Kick Start Extras 50$278.33 → $285.49 a month before the rebate
      +2.6%
    • Silver Plus Advantage Hospital & Value Extras 60$335.64 → $345.49 a month before the rebate
      +2.9%
    • Bronze Hospital & Value Extras 60$217.79 → $224.69 a month before the rebate
      +3.2%
    • Silver Plus Support Hospital & Healthy Flex Extras 50$214.53 → $220.78 a month before the rebate
      +2.9%
    • Silver Plus Family Hospital & Value Extras 60$408.90 → $425.26 a month before the rebate
      +4.0%
    • Bronze Hospital & Kick Start Extras 50$160.48 → $164.69 a month before the rebate
      +2.6%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with another insurer.

Notes on Phoenix Health Fund policies

to leave a note.

As of 23 October 2026, Phoenix Health Fund sells 31 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Plus Support Hospital at $1,452 a year, 4th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.