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Real Health Insurance health insurance

9 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 5

  • Real Gold Hospital

    Gold · 38 of 38 categories plus accidents · $750 a stay

    $4,22314th of 14

    a year after the rebate

    Hospital tier
    Gold
    Covers
    38 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $5,565 a year ($463.79 a month)
    After the rebate
    $4,223 a year ($351.93 a month)
    Go to site
  • Real Silver Plus Hospital

    Silver Plus · 33 of 38 categories plus accidents · $750 a stay

    $2,37061st of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    33 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,123 a year ($260.26 a month)
    After the rebate
    $2,370 a year ($197.49 a month)
    Go to site
  • Real Silver Hospital

    Silver · 26 of 38 categories plus accidents · $750 a stay

    $1,67424th of 75

    a year after the rebate

    Hospital tier
    Silver
    Covers
    26 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,207 a year ($183.88 a month)
    After the rebate
    $1,674 a year ($139.53 a month)
    Go to site
  • Real Bronze Plus Hospital

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $1,33638th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,760 a year ($146.69 a month)
    After the rebate
    $1,336 a year ($111.31 a month)
    Go to site
  • Real Basic Plus Hospital

    Basic Plus · 7 of 38 categories plus accidents · $750 a stay

    $1,17635th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    7 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,550 a year ($129.17 a month)
    After the rebate
    $1,176 a year ($98.02 a month)
    Go to site

Extras cover · 4

  • Real Starter Extras

    Pays back $770 on a typical year · 8 services

    $544a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $717 a year ($59.76 a month)
    After the rebate
    $544 a year ($45.35 a month)
    Go to site
  • Real Lifestyle Extras

    Pays back $780 on a typical year · 15 services

    $776a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $1,022 a year ($85.18 a month)
    After the rebate
    $776 a year ($64.64 a month)
    Go to site
  • Real Advanced Extras

    Pays back $780 on a typical year · 21 services

    $1,067a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    21 covered
    Before the rebate
    $1,406 a year ($117.18 a month)
    After the rebate
    $1,067 a year ($88.92 a month)
    Go to site
  • Real Top Extras

    Pays back $910 on a typical year · 25 services

    $1,357a year after the rebate
    Pays back
    $910 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $1,789 a year ($149.05 a month)
    After the rebate
    $1,357 a year ($113.10 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Real Starter Extras$57.28 → $59.76 a month before the rebate
      +4.3%
    • Real Silver Hospital$176.79 → $183.88 a month before the rebate
      +4.0%
    • Real Gold Hospital$406.78 → $463.79 a month before the rebate
      +14.0%
    • Real Advanced Extras$113.07 → $117.18 a month before the rebate
      +3.6%
    • Real Silver Plus Hospital$254.16 → $260.26 a month before the rebate
      +2.4%
    • Real Lifestyle Extras$83.01 → $85.18 a month before the rebate
      +2.6%
    • Real Top Extras$145.03 → $149.05 a month before the rebate
      +2.8%
    • Real Basic Plus Hospital$122.85 → $129.17 a month before the rebate
      +5.1%

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Notes on Real Health Insurance policies

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As of 23 October 2026, Real Health Insurance sells nine health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Real Silver Hospital at $1,674 a year, 24th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.