BankMate

Westfund health insurance

16 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 7

  • Gold Ultimate Hospital

    Gold · 38 of 38 categories plus accidents · $750 a stay

    $3,6954th of 14

    a year after the rebate

    Hospital tier
    Gold
    Covers
    38 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $4,870 a year ($405.82 a month)
    After the rebate
    $3,695 a year ($307.94 a month)
    Go to site
  • Silver Plus Everyday Hospital

    Silver Plus · 29 of 38 categories plus accidents · $750 a stay

    $1,5138th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,994 a year ($166.14 a month)
    After the rebate
    $1,513 a year ($126.07 a month)
    Go to site
  • Silver Plus Advantage Hospital

    Silver Plus · 32 of 38 categories plus accidents · $750 a stay

    $2,13437th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    32 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,813 a year ($234.39 a month)
    After the rebate
    $2,134 a year ($177.86 a month)
    Go to site
  • Silver Plus Assure Hospital

    Silver Plus · 34 of 38 categories plus accidents · $750 a stay

    $2,13437th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,813 a year ($234.39 a month)
    After the rebate
    $2,134 a year ($177.86 a month)
    Go to site
  • Bronze Plus Hospital

    Bronze Plus · 21 of 38 categories plus accidents · $750 a stay

    $1,27021st of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,674 a year ($139.49 a month)
    After the rebate
    $1,270 a year ($105.85 a month)
    Go to site
  • Bronze Hospital

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,20112th of 48

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,582 a year ($131.86 a month)
    After the rebate
    $1,201 a year ($100.06 a month)
    Go to site
  • Basic Plus Hospital

    Basic Plus · 4 of 38 categories plus accidents · $750 a stay

    $1,03915th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    4 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,369 a year ($114.05 a month)
    After the rebate
    $1,039 a year ($86.54 a month)
    Go to site

Extras cover · 8

  • Ambulance
    $51a year after the rebate
    Before the rebate
    $67 a year ($5.55 a month)
    After the rebate
    $51 a year ($4.21 a month)
    Go to site
  • Dental Saver Extras

    Pays back $275 on a typical year · 1 services

    $197a year after the rebate
    Pays back
    $275 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    1 covered
    Before the rebate
    $259 a year ($21.58 a month)
    After the rebate
    $197 a year ($16.38 a month)
    Go to site
  • Starter Extras

    Pays back $506 on a typical year · 15 services

    $299a year after the rebate
    Pays back
    $506 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $395 a year ($32.89 a month)
    After the rebate
    $299 a year ($24.96 a month)
    Go to site
  • Choice Extras

    Pays back $675 on a typical year · 21 services

    $497a year after the rebate
    Pays back
    $675 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    21 covered
    Before the rebate
    $655 a year ($54.60 a month)
    After the rebate
    $497 a year ($41.43 a month)
    Go to site
  • Mid Extras

    Pays back $594 on a typical year · 26 services

    $575a year after the rebate
    Pays back
    $594 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    26 covered
    Before the rebate
    $758 a year ($63.18 a month)
    After the rebate
    $575 a year ($47.94 a month)
    Go to site
  • Freedom Extras

    Pays back $682 on a typical year · 25 services

    $681a year after the rebate
    Pays back
    $682 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    25 covered
    Before the rebate
    $897 a year ($74.75 a month)
    After the rebate
    $681 a year ($56.72 a month)
    Go to site
  • High Extras

    Pays back $716 on a typical year · 27 services

    $791a year after the rebate
    Pays back
    $716 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    27 covered
    Before the rebate
    $1,042 a year ($86.84 a month)
    After the rebate
    $791 a year ($65.90 a month)
    Go to site
  • Ultimate Extras

    Pays back $856 on a typical year · 27 services

    $1,204a year after the rebate
    Pays back
    $856 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    27 covered
    Before the rebate
    $1,586 a year ($132.17 a month)
    After the rebate
    $1,204 a year ($100.29 a month)
    Go to site

Hospital and extras together · 1

  • Silver Plus Family Hospital

    Silver Plus · 31 of 38 categories plus accidents · $750 a stay

    $4,011a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories plus accidents
    Excess
    $750 a stay
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    23 covered
    Before the rebate
    $5,286 a year ($440.52 a month)
    After the rebate
    $4,011 a year ($334.28 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • Mid Extras$60.54 → $63.18 a month before the rebate
      +4.4%
    • Choice Extras$52.61 → $54.60 a month before the rebate
      +3.8%
    • Silver Plus Assure Hospital$224.08 → $234.39 a month before the rebate
      +4.6%
    • Freedom Extras$72.97 → $74.75 a month before the rebate
      +2.4%
    • Ambulance$5.42 → $5.55 a month before the rebate
      +2.4%
    • Ultimate Extras$128.44 → $132.17 a month before the rebate
      +2.9%
    • High Extras$83.68 → $86.84 a month before the rebate
      +3.8%
    • Bronze Hospital$126.97 → $131.86 a month before the rebate
      +3.9%

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Notes on Westfund policies

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As of 23 October 2026, Westfund sells 16 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is Silver Plus Everyday Hospital at $1,513 a year, 8th of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.