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Australian Military Bank · Home loan · Variable
LiveDHOAS Rate Saver Home Loan
As of 18 September 2026, the Australian Military Bank DHOAS Rate Saver Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.22% (6.19% advertised), ranking 22nd of 107 variable owner-occupier P&I loans and sitting 0.54 points below the market average of 6.76%. The product comes in 4 variants; the others are other LVR bands.
6.22%comparison rate p.a.
6.19% advertised · Variable · P&I · Owner-occupier · 71–80% LVR
3 other variants: other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 71–80% LVR- DHOAS Rate Saver Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤70% LVR
- 6.02% comparison · 5.99% advertised
- Variable · P&I · Owner-occupier · 71–80% LVR
- 6.22% comparison · 6.19% advertised
- Variable · P&I · Owner-occupier · 81–90% LVR
- 6.42% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 91–98% LVR
- 6.67% comparison · 6.64% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $150,000
- Maximum loan
- $5,000,000
About this product
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw available for DHOAS eligible applicants.