Investment RateSaver Home Loan

As of 18 September 2026, the Australian Military Bank Investment RateSaver Home Loan's variable investor P&I variant has a comparison rate of 6.22% (6.19% advertised), ranking 2nd of 81 variable investor P&I loans. The product comes in 3 variants; the others are investor and other LVR bands.

6.22%comparison rate p.a.

6.19% advertised · Variable · P&I · Investor · ≤70% LVR

2 other variants: investor and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤70% LVR

Investment RateSaver Home Loan · Variable · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Investor · ≤70% LVR: 6.22% comparison · 6.19% advertised
Variable · P&I · Investor · 71–80% LVR: 6.42% comparison · 6.39% advertised
Variable · P&I · Investor · 81–95% LVR: 6.62% comparison · 6.59% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $120
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $150,000
Maximum loan: $5,000,000

About this product

The Investment RateSaver Home Loan is our simple vanilla loan with a super-low rate, unlimited additional repayments as well as the ability to redraw.

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