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Australian Military Bank · Home loan · Variable

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Value Home Loan

As of 18 September 2026, the Australian Military Bank Value Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.52% (6.49% advertised), ranking 60th of 107 variable owner-occupier P&I loans and sitting 0.24 points below the market average of 6.76%. The product comes in 4 variants; the others are other LVR bands.

6.52%comparison rate p.a.

6.49% advertised · Variable · P&I · Owner-occupier · 71–80% LVR

3 other variants: other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Owner-occupier · 71–80% LVR
  • Value Home Loan · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.00Today6.52% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Owner-occupier · ≤70% LVR
6.32% comparison · 6.29% advertised
Variable · P&I · Owner-occupier · 71–80% LVR
6.52% comparison · 6.49% advertised
Variable · P&I · Owner-occupier · 81–90% LVR
6.72% comparison · 6.69% advertised
Variable · P&I · Owner-occupier · 91–98% LVR
6.97% comparison · 6.94% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
None
Discharge fee
$120
Redraw fee
None

Features

Headline variant
Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$150,000
Maximum loan
$5,000,000

About this product

Get the flexibility of a variable rate with the benefit of a 100% offset facility. The Value Home Loan is also available for DHOAS eligible applicants

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