Home loan · Variable
Value Home Loan
6.77%comparison rate p.a. · 6.74% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
77th of 93 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Variable · P&I · Owner-occupier · ≤70% LVR
- 6.57% comparison · 6.54% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.77% comparison · 6.74% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.97% comparison · 6.94% advertised
- Variable · P&I · Owner-occupier · 90–98% LVR
- 7.23% comparison · 7.19% advertised
- Variable · P&I · Investor · ≤70% LVR
- 6.72% comparison · 6.69% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.92% comparison · 6.89% advertised
- Variable · P&I · Investor · 80–95% LVR
- 7.12% comparison · 7.09% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $150,000
- Maximum loan
- $5,000,000
- Value Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20262 changes
- 15Thu
- 4 variants up 0.25 to 0.2615 days after the RBA rise to 4.60%+0.25 to +0.26All Variable · P&I · Owner-occupier
≤70% LVR 6.32 6.57 +0.25 70–80% LVR 6.52 6.77 +0.25 80–90% LVR 6.72 6.97 +0.25 90–98% LVR 6.97 7.23 +0.26 - 3 variants up 0.2515 days after the RBA rise to 4.60%+0.25All Variable · P&I · Investor
≤70% LVR 6.47 6.72 +0.25 70–80% LVR 6.67 6.92 +0.25 80–95% LVR 6.87 7.12 +0.25
Get the flexibility of a variable rate with the benefit of a 100% offset facility. The Value Home Loan is also available for DHOAS eligible applicants
Also from Australian Military Bank: RateSaver Home Loan 6.57% · Fixed Rate Home Loan 6.91% · Standard Variable Home Loan 7.23%
As of 1 November 2026, the Australian Military Bank Value Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.77% (6.74% advertised), ranking 77th of 93 variable owner-occupier P&I loans and sitting 0.19 points above the market average of 6.58%. The product comes in 7 variants; the others are investor and other LVR bands. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.