Home loan · 5yr Fixed
Fixed Rate Home Loan
6.91%comparison rate p.a. · 6.49% advertised
5yr Fixed · P&I · Owner-occupier · ≤98% LVR
29th of 47 5-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- 1yr Fixed · P&I · Owner-occupier · ≤98% LVR
- 7.14% comparison · 6.39% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤98% LVR
- 7.07% comparison · 6.44% advertised
- 2yr Fixed · P&I · Investor · ≤95% LVR
- 7.04% comparison · 6.69% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.04% comparison · 6.69% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤98% LVR
- 7.00% comparison · 6.44% advertised
- 3yr Fixed · P&I · Investor · ≤95% LVR
- 7.04% comparison · 6.69% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.04% comparison · 6.69% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤98% LVR
- 6.91% comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $150,000
- Maximum loan
- $5,000,000
- Fixed Rate Home Loan · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
October 20266 changes
- 15Thu
- 3-year fixed owner-occupier P&I 6.83 → 7.0015 days after the RBA rise to 4.60%+0.17
- 5-year fixed owner-occupier P&I 6.77 → 6.9115 days after the RBA rise to 4.60%+0.14
- 2 variants up 0.2015 days after the RBA rise to 4.60%+0.20All 3yr Fixed · Investor
P&I · ≤95% LVR 6.84 7.04 +0.20 Interest Only · ≤80% LVR 6.84 7.04 +0.20 - 2-year fixed owner-occupier P&I 6.87 → 7.0715 days after the RBA rise to 4.60%+0.20
- 1-year fixed owner-occupier P&I 6.91 → 7.1415 days after the RBA rise to 4.60%+0.23
- 2 variants up 0.2015 days after the RBA rise to 4.60%+0.20All 2yr Fixed · Investor
P&I · ≤95% LVR 6.84 7.04 +0.20 Interest Only · ≤80% LVR 6.84 7.04 +0.20
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 5 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
Also from Australian Military Bank: RateSaver Home Loan 6.57% · Value Home Loan 6.77% · Standard Variable Home Loan 7.23%
As of 1 November 2026, the Australian Military Bank Fixed Rate Home Loan's 5-year fixed owner-occupier P&I variant has a comparison rate of 6.91% (6.49% advertised), ranking 29th of 47 5-year fixed owner-occupier P&I loans. The product comes in 8 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.