Home loan · 5yr Fixed

Fixed Rate Home Loan

Rate
Loan for
Repayments
Deposit

6.91%comparison rate p.a. · 6.49% advertised

5yr Fixed · P&I · Owner-occupier · ≤98% LVR

29th of 47 5-year fixed owner-occupier P&I loans

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
No
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
$120
Compare all 321 home loans

1yr Fixed · P&I · Owner-occupier · ≤98% LVR
7.14% comparison · 6.39% advertised
2yr Fixed · P&I · Owner-occupier · ≤98% LVR
7.07% comparison · 6.44% advertised
2yr Fixed · P&I · Investor · ≤95% LVR
7.04% comparison · 6.69% advertised
2yr Fixed · Interest Only · Investor · ≤80% LVR
7.04% comparison · 6.69% advertised
3yr Fixed · P&I · Owner-occupier · ≤98% LVR
7.00% comparison · 6.44% advertised
3yr Fixed · P&I · Investor · ≤95% LVR
7.04% comparison · 6.69% advertised
3yr Fixed · Interest Only · Investor · ≤80% LVR
7.04% comparison · 6.69% advertised
5yr Fixed · P&I · Owner-occupier · ≤98% LVR
6.91% comparison · 6.49% advertised

Application fee
None
Ongoing fee
None
Discharge fee
$120

Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$150,000
Maximum loan
$5,000,000

  • Fixed Rate Home Loan · 5yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.00SepOctToday6.91% p.a. today

October 20266 changes

  1. 15Thu
    • 3-year fixed owner-occupier P&I 6.83 → 7.0015 days after the RBA rise to 4.60%
      +0.17
    • 5-year fixed owner-occupier P&I 6.77 → 6.9115 days after the RBA rise to 4.60%
      +0.14
    • 2 variants up 0.2015 days after the RBA rise to 4.60%
      All 3yr Fixed · Investor
      P&I · ≤95% LVR6.847.04+0.20
      Interest Only · ≤80% LVR6.847.04+0.20
      +0.20
    • 2-year fixed owner-occupier P&I 6.87 → 7.0715 days after the RBA rise to 4.60%
      +0.20
    • 1-year fixed owner-occupier P&I 6.91 → 7.1415 days after the RBA rise to 4.60%
      +0.23
    • 2 variants up 0.2015 days after the RBA rise to 4.60%
      All 2yr Fixed · Investor
      P&I · ≤95% LVR6.847.04+0.20
      Interest Only · ≤80% LVR6.847.04+0.20
      +0.20

A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 5 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants

Also from Australian Military Bank: RateSaver Home Loan 6.57% · Value Home Loan 6.77% · Standard Variable Home Loan 7.23%

As of 1 November 2026, the Australian Military Bank Fixed Rate Home Loan's 5-year fixed owner-occupier P&I variant has a comparison rate of 6.91% (6.49% advertised), ranking 29th of 47 5-year fixed owner-occupier P&I loans. The product comes in 8 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.