Home loan · Variable
Standard Variable Home Loan
7.23%comparison rate p.a. · 7.19% advertised
Variable · P&I · Owner-occupier · ≤98% LVR
91st of 93 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Variable · P&I · Owner-occupier · ≤98% LVR
- 7.23% comparison · 7.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Maximum loan
- $5,000,000
- Standard Variable Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20261 change
- 15Thu
- Variable owner-occupier P&I 6.97 → 7.2315 days after the RBA rise to 4.60%+0.26
Standard Variable Home Loan with the benefit of 100% offset facility The Standard Variable Home Loan is also available for DHOAS eligible applicants
Also from Australian Military Bank: RateSaver Home Loan 6.57% · Value Home Loan 6.77% · Fixed Rate Home Loan 6.91%
As of 2 November 2026, the Australian Military Bank Standard Variable Home Loan's variable owner-occupier P&I variant has a comparison rate of 7.23% (7.19% advertised), ranking 91st of 93 variable owner-occupier P&I loans and sitting 0.65 points above the market average of 6.58%. Its rate last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.