RateSaver Home Loan

As of 18 September 2026, the Australian Military Bank RateSaver Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.32% (6.29% advertised), ranking 39th of 107 variable owner-occupier P&I loans and sitting 0.44 points below the market average of 6.76%. The product comes in 4 variants; the others are other LVR bands.

6.32%comparison rate p.a.

6.29% advertised · Variable · P&I · Owner-occupier · 71–80% LVR

3 other variants: other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Owner-occupier · 71–80% LVR

RateSaver Home Loan · Variable · P&I · Owner-occupier
RBA cash rate
Market average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Owner-occupier · ≤70% LVR: 6.12% comparison · 6.09% advertised
Variable · P&I · Owner-occupier · 71–80% LVR: 6.32% comparison · 6.29% advertised
Variable · P&I · Owner-occupier · 81–90% LVR: 6.52% comparison · 6.49% advertised
Variable · P&I · Owner-occupier · 91–98% LVR: 6.77% comparison · 6.74% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $120
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $150,000
Maximum loan: $5,000,000

About this product

Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw. The RateSaver Home Loan is also available for DHOAS eligible applicants

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