Variable Home Loan with Offset

No changes recorded for this product since tracking began on 12 September 2026.

Variable · P&I · Owner-occupier · ≤70% LVR

8.83% comparison · 8.69% advertised

Variable · P&I · Owner-occupier · 70–80% LVR

8.93% comparison · 8.79% advertised

Variable · P&I · Owner-occupier · 80–95% LVR

9.23% comparison · 9.09% advertised

Variable · Interest Only · Owner-occupier · ≤70% LVR

9.10% comparison · 9.28% advertised

Variable · Interest Only · Owner-occupier · 70–80% LVR

9.20% comparison · 9.38% advertised

Variable · P&I · Investor · ≤70% LVR

9.41% comparison · 9.27% advertised

Variable · P&I · Investor · 70–80% LVR

9.51% comparison · 9.37% advertised

Variable · P&I · Investor · 80–95% LVR

9.81% comparison · 9.67% advertised

Variable · Interest Only · Investor · ≤70% LVR

9.54% comparison · 9.56% advertised

Variable · Interest Only · Investor · 70–80% LVR

9.64% comparison · 9.66% advertised

Variable · Interest Only · Investor · 80–90% LVR

9.94% comparison · 9.96% advertised

Application fee

$600

Ongoing fee

$33 a month

Discharge fee

$350

Package annual fee

$395 a year

Redraw fee

None

Offset account

Yes

Redraw

Yes

Extra repayments

Yes

Portable

Yes

Repayment holiday

Yes

Minimum loan

$10,000

Our full-featured variable rate loan, with an offset account and redraw.