Issuer profile · Credit cards
LiveBank of Melbourne credit cards
Bank of Melbourne also offers savings accounts, home loans, term deposits and personal loans · Provider overview →
As of 18 September 2026, Bank of Melbourne has four credit cards tracked by BankMate, all carrying a sign-up bonus. The Amplify Qantas Signature 's 150,000 pts are worth about $1,200, or $905 after its $295 first-year fee, which ranks 2nd of 51 bonus cards.
- Top bonus, net of fee
- $905
- Amplify Qantas Signature · $1,200 less $295
- Market rank
- #2
- of 51 cards with a bonus
- Cards
- 4
- 4 with a bonus · 2 programs
- Last change
- —
- None recorded yet
Offers and when they end
Bonus value net of first-year fee · expiry from the issuer's termsAmplify Qantas Signature ($905 net) and Amplify Rewards Signature ($801 net) and Amplify Qantas Platinum ($625 net) and Amplify Rewards Platinum ($401 net) carry a standing bonus with no published end date. Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
What changed
No changes recorded for Bank of Melbourne's credit cards since tracking began on 10 September 2026.
Cards
Ranked by bonus net of first-year fee · of 51 bonus cardsQantas Frequent Flyer · 2

0.5 Qantas Frequent Flyer pts per $ · $295 fee · domestic lounges
$905#2 of 51150,000 pts ≈ $1,200 · 90k in year 1
- Annual fee
- $295
- Rewards program fee
- $75
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
100,000 pts ≈ $800 · 70k in year 1
- Annual fee
- $175
- Rewards program fee
- $75
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.35 Qantas Frequent Flyer pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
70,000 Qantas Points in year 1 if you spend $4k+ on eligible purchases?
Amplify Rewards Points · 2

1 Amplify Rewards Points pts per $ · $295 fee, $199 in year 1 · domestic lounges
$801#7 of 51200,000 pts ≈ $1,000 · 100k in year 1
- Annual fee
- $295
- First-year fee
- $199
- Additional cardholder
- Free
- Rewards program
- Amplify Rewards Points
- Base earn rate
- 1 Amplify Rewards Points pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
100,000 pts ≈ $500 · 75k in year 1
- Annual fee
- $175
- First-year fee
- $99
- Additional cardholder
- Free
- Rewards program
- Amplify Rewards Points
- Base earn rate
- 1 Amplify Rewards Points pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
75,000 Amplify Points in year 1 if you spend $3k+ on eligible purchases?
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Notes on Bank of Melbourne credit cards
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