No rewards · Credit card
Vertigo
$450bonus
$366 after the $84 first-year fee
8th of 66 bonus cards
Up to $450 cashback - Get $75 cashback for each month you spend $1k or more on eligible purchases in the first 6 months from card approval.
- Annual fee
- $84
- Rewards program
- None
- Purchase rate
- 13.99% p.a.
- Airport lounges
- Domestic
- Minimum credit limit
- $500
- Monthly fee
- $7
- Annual fee
- $84
- Monthly fee
- $7
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
- Rewards program
- None
- Purchase rate
- 13.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 6.99% for 12 months, then 21.99%
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum credit limit
- $500
- Maximum credit limit
- $80,000
- Vertigo
No changes recorded for this product since tracking began on 24 September 2026.
An everyday card with a low rate on purchases, and a low monthly card fee.
Also from Bank of Melbourne: Amplify Qantas Signature $185 net · Amplify Qantas Platinum $65 net · Amplify Rewards Signature $32 net · Amplify Rewards Platinum −$4 net
A $450 sign-up bonus as of 2 November 2026. After the $84 first-year fee it nets $366, 8th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.