🏦
Bank of Melbourne · Amplify Rewards Points · Credit card
LiveAmplify Rewards Signature
200,000 pts Amplify Rewards Points, worth about $1,000 as of 18 September 2026. After the $199 first-year fee it nets $801, 7th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
200,000points
100,000 pts in year one, the rest in year two · ≈ $1,000 in value · $801 after the $199 first-year fee
100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus over time
Sign-up bonus points- Amplify Rewards Signature
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $295
- First-year fee
- $199
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
Earning
- Rewards program
- Amplify Rewards Points
- Base earn rate
- 1 Amplify Rewards Points pts per $
- Everyday spend
- 2 pts per $
- Overseas spend
- 3 pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Visa
Eligibility
- Minimum credit limit
- $15,000
- Maximum credit limit
- $80,000
About this product
Our top-tier credit card that lets you earn Amplify points