Home loan · 2yr Fixed
Expect More Home Loan Fixed
6.10%comparison rate p.a. · 7.29% advertised
2yr Fixed · P&I · Owner-occupier · ≤80% LVR
1st of 51 2-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $400
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.52% comparison · 7.29% advertised
- 1yr Fixed · P&I · Investor · ≤80% LVR
- 7.16% comparison · 7.39% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.17% comparison · 7.49% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.10% comparison · 7.29% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 7.19% comparison · 7.39% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.21% comparison · 7.49% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $400
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Expect More Home Loan Fixed · 2yr Fixed · P&I · Owner-occupier
- RBA cash rate
October 20261 change
- 16Fri
- 4 variants up 0.20 to 0.2216 days after the RBA rise to 4.60%+0.20 to +0.22All Investor · ≤80% LVR
1yr Fixed · P&I 6.94 7.16 +0.22 1yr Fixed · Interest Only 6.95 7.17 +0.22 2yr Fixed · P&I 6.99 7.19 +0.20 2yr Fixed · Interest Only 7.01 7.21 +0.20
Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Also from Bank of Sydney: BOS Basic Home Loan 6.48% · Expect More Home Loan 6.79%
As of 1 November 2026, the Bank of Sydney Expect More Home Loan Fixed's 2-year fixed owner-occupier P&I variant has a comparison rate of 6.10% (7.29% advertised), ranking 1st of 51 2-year fixed owner-occupier P&I loans. The product comes in 6 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 16 October 2026, 16 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.