Bank of Sydney term deposits

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As of 18 September 2026, Bank of Sydney has one term deposit product tracked by BankMate, over 11 terms from 3 months to 13 months. Its highest rate is 5.10% p.a. on the Term Deposit for 1 year, 161st of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 9 May 2026.

Best rate: 5.10%; 1 year · Term Deposit
Market rank: #161; of 590 12-month deposits
Terms: 11; 1 product
Last change: 9 May 2026; 2 changes on record

Rates over time

Best 12-month rate per product

Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

2 changes since 9 Apr 2026

9 May 2026
Term Deposit · 3 terms up 0.103 days after the RBA rise to 4.35%
- 12-month 5.00 → 5.10
- 12-month 5.00 → 5.10
- 12-month 4.90 → 5.00
+0.10
16 Apr 2026
Term Deposit · 2 terms up 0.4029 days after the RBA rise to 4.10%
- 6-month 4.60 → 5.00
- 12-month 4.60 → 5.00
+0.40

Term deposits

Best rate per product, by term · ranked within each term

Term Deposit
interest annually or monthly or at maturity or quarterly · from $0 · 11 terms
3 mo 3.85%6 mo 5.00%9 mo 4.00%1 yr 5.10%
5.10%#161 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on Bank of Sydney term deposits

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