As of 18 September 2026, the Bendigo Non-Individual Residential Investment Loan (NIRIL)'s variable investor P&I variant has a comparison rate of 6.88% (6.58% advertised), ranking 50th of 81 variable investor P&I loans. The product comes in 12 variants; the others are investor, interest-only and fixed-rate.
6.88%comparison rate p.a.
6.58% advertised · Variable · P&I · Investor
11 other variants: investor, interest-only and fixed-rate below.
Rate over time
Comparison rate · Variable · P&I · Investor- Non-Individual Residential Investment Loan (NIRIL) · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor
- 6.88% comparison · 6.58% advertised
- Variable · Interest Only · Investor
- 6.91% comparison · 6.69% advertised
- 1yr Fixed · P&I · Investor
- 6.89% comparison · 6.64% advertised
- 1yr Fixed · Interest Only · Investor
- 6.97% comparison · 6.74% advertised
- 2yr Fixed · P&I · Investor
- 6.90% comparison · 6.69% advertised
- 2yr Fixed · Interest Only · Investor
- 6.99% comparison · 6.79% advertised
- 3yr Fixed · P&I · Investor
- 6.90% comparison · 6.64% advertised
- 3yr Fixed · Interest Only · Investor
- 6.98% comparison · 6.74% advertised
- 4yr Fixed · P&I · Investor
- 6.92% comparison · 6.69% advertised
- 4yr Fixed · Interest Only · Investor
- 7.00% comparison · 6.79% advertised
- 5yr Fixed · P&I · Investor
- 6.93% comparison · 6.69% advertised
- 5yr Fixed · Interest Only · Investor
- 7.01% comparison · 6.79% advertised
Fees
Headline variant- Application fee
- $150
- Ongoing fee
- $20 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $5,000
About this product
Where a customer is purchasing a residential investment loan and they are a non-trading corporate entity or a trust with a corporate trustee, the NIRIL might be the product for them, provided that they fit the criteria.