As of 18 September 2026, the Bendigo Single Parents (Bendigo Complete Home Loan) 's variable owner-occupier P&I variant has a comparison rate of 6.40% (6.18% advertised), ranking 47th of 107 variable owner-occupier P&I loans and sitting 0.36 points below the market average of 6.76%. The product comes in 7 variants; the others are interest-only and fixed-rate.
6.18% advertised · Variable · P&I · Owner-occupier
6 other variants: interest-only and fixed-rate below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier- Single Parents (Bendigo Complete Home Loan) · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier
- 6.40% comparison · 6.18% advertised
- Variable · Interest Only · Owner-occupier
- 6.40% comparison · 6.18% advertised
- 1yr Fixed · P&I · Owner-occupier
- 6.44% comparison · 6.49% advertised
- 2yr Fixed · P&I · Owner-occupier
- 6.47% comparison · 6.54% advertised
- 3yr Fixed · P&I · Owner-occupier
- 6.49% comparison · 6.49% advertised
- 4yr Fixed · P&I · Owner-occupier
- 6.54% comparison · 6.54% advertised
- 5yr Fixed · P&I · Owner-occupier
- 6.56% comparison · 6.54% advertised
Fees
Headline variant- Application fee
- $784
- Ongoing fee
- $15 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $5,000
About this product
Australian Government 5% Deposit Scheme - Single Parents mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest. * Check Eligibility Criteria for Scheme Loans