BankMate
Home
Compare
Quiz
Leaders
🏦

Commonwealth Bank · Home loan · 2yr Fixed

Live

2 Year Fixed Rate Home Loan (Owner Occupied)

As of 18 September 2026, the Commonwealth Bank 2 Year Fixed Rate Home Loan (Owner Occupied)'s 2-year fixed owner-occupier P&I variant has a comparison rate of 7.89% (6.34% advertised), ranking 41st of 49 2-year fixed owner-occupier P&I loans. The product comes in 2 variants; the other is interest-only.

7.89%comparison rate p.a.

6.34% advertised · 2yr Fixed · P&I · Owner-occupier

1 other variant: interest-only below.

Go to Commonwealth Bank

Rate over time

Comparison rate · 2yr Fixed · P&I · Owner-occupier
  • 2 Year Fixed Rate Home Loan (Owner Occupied) · 2yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.008.00Today7.89% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
2yr Fixed · P&I · Owner-occupier
7.89% comparison · 6.34% advertised
2yr Fixed · Interest Only · Owner-occupier
7.97% comparison · 6.74% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
$3 a month
Discharge fee
$350
Package annual fee
None
Redraw fee
None

Features

Headline variant
Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

About this product

An owner occupied home loan where the interest rate is fixed for 2 years.

Compare all home loans