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Commonwealth Bank · Home loan · 4yr Fixed
Live4 Year Fixed Rate Home Loan (Owner Occupied)
As of 18 September 2026, the Commonwealth Bank 4 Year Fixed Rate Home Loan (Owner Occupied)'s 4-year fixed owner-occupier P&I variant has a comparison rate of 7.75% (6.64% advertised), ranking 30th of 35 4-year fixed owner-occupier P&I loans. The product comes in 2 variants; the other is interest-only.
7.75%comparison rate p.a.
6.64% advertised · 4yr Fixed · P&I · Owner-occupier
1 other variant: interest-only below.
Rate over time
Comparison rate · 4yr Fixed · P&I · Owner-occupier- 4 Year Fixed Rate Home Loan (Owner Occupied) · 4yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 4yr Fixed · P&I · Owner-occupier
- 7.75% comparison · 6.64% advertised
- 4yr Fixed · Interest Only · Owner-occupier
- 7.91% comparison · 7.09% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- $3 a month
- Discharge fee
- $350
- Package annual fee
- None
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
About this product
An owner occupied home loan where the interest rate is fixed for 4 years.