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Commonwealth Bank · Home loan · Variable
LiveSimple Home Loan (Investment)
As of 18 September 2026, the Commonwealth Bank Simple Home Loan (Investment)'s variable investor P&I variant has a comparison rate of 6.79% (6.54% advertised), ranking 45th of 81 variable investor P&I loans. The product comes in 9 variants; the others are investor, interest-only and other LVR bands.
6.79%comparison rate p.a.
6.54% advertised · Variable · P&I · Investor · ≤60% LVR
8 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Investor · ≤60% LVR- Simple Home Loan (Investment) · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤60% LVR
- 6.79% comparison · 6.54% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.84% comparison · 6.59% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.94% comparison · 6.69% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.29% comparison · 7.04% advertised
- Variable · P&I · Investor · 90–95% LVR
- 8.08% comparison · 7.84% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.88% comparison · 6.80% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.93% comparison · 6.85% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 7.03% comparison · 6.95% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.38% comparison · 7.30% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- $20 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $10,000
About this product
A simple home loan with a competitive variable rate and the choice to access two Everyday Offset Accounts.