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Commonwealth Bank · Home loan · Variable

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Simple Home Loan (Investment)

As of 18 September 2026, the Commonwealth Bank Simple Home Loan (Investment)'s variable investor P&I variant has a comparison rate of 6.79% (6.54% advertised), ranking 45th of 81 variable investor P&I loans. The product comes in 9 variants; the others are investor, interest-only and other LVR bands.

6.79%comparison rate p.a.

6.54% advertised · Variable · P&I · Investor · ≤60% LVR

8 other variants: investor, interest-only and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤60% LVR
  • Simple Home Loan (Investment) · Variable · P&I · Investor
  • RBA cash rate
4.005.006.007.00Today6.79% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Investor · ≤60% LVR
6.79% comparison · 6.54% advertised
Variable · P&I · Investor · 60–70% LVR
6.84% comparison · 6.59% advertised
Variable · P&I · Investor · 70–80% LVR
6.94% comparison · 6.69% advertised
Variable · P&I · Investor · 80–90% LVR
7.29% comparison · 7.04% advertised
Variable · P&I · Investor · 90–95% LVR
8.08% comparison · 7.84% advertised
Variable · Interest Only · Investor · ≤60% LVR
6.88% comparison · 6.80% advertised
Variable · Interest Only · Investor · 60–70% LVR
6.93% comparison · 6.85% advertised
Variable · Interest Only · Investor · 70–80% LVR
7.03% comparison · 6.95% advertised
Variable · Interest Only · Investor · 80–90% LVR
7.38% comparison · 7.30% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
$20 a month
Discharge fee
$350
Redraw fee
None

Features

Headline variant
Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$10,000

About this product

A simple home loan with a competitive variable rate and the choice to access two Everyday Offset Accounts.

Compare all home loans