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Commonwealth Bank · Home loan · Variable

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Standard Variable Rate Home Loan (Investment)

As of 18 September 2026, the Commonwealth Bank Standard Variable Rate Home Loan (Investment)'s variable investor P&I variant has a comparison rate of 6.92% (6.54% advertised), ranking 54th of 81 variable investor P&I loans. The product comes in 9 variants; the others are investor, interest-only and other LVR bands.

6.92%comparison rate p.a.

6.54% advertised · Variable · P&I · Investor · ≤60% LVR

8 other variants: investor, interest-only and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤60% LVR
  • Standard Variable Rate Home Loan (Investment) · Variable · P&I · Investor
  • RBA cash rate
4.005.006.007.00Today6.92% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Investor · ≤60% LVR
6.92% comparison · 6.54% advertised
Variable · P&I · Investor · 60–70% LVR
6.97% comparison · 6.59% advertised
Variable · P&I · Investor · 70–80% LVR
7.06% comparison · 6.69% advertised
Variable · P&I · Investor · 80–90% LVR
7.41% comparison · 7.04% advertised
Variable · P&I · Investor · 90–95% LVR
8.20% comparison · 7.84% advertised
Variable · Interest Only · Investor · ≤60% LVR
7.00% comparison · 6.80% advertised
Variable · Interest Only · Investor · 60–70% LVR
7.05% comparison · 6.85% advertised
Variable · Interest Only · Investor · 70–80% LVR
7.15% comparison · 6.95% advertised
Variable · Interest Only · Investor · 80–90% LVR
7.50% comparison · 7.30% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
$3 a month
Discharge fee
$350
Package annual fee
None
Redraw fee
None

Features

Headline variant
Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$250,000

About this product

A competitive variable rate home loan with access to offset and an extensive range of features.

Compare all home loans