Home loan · 5yr Fixed
5 Year Fixed Rate Loan (Owner Occupied)
8.06%comparison rate p.a. · 6.94% advertised · With the Wealth Package · $395 a year
5yr Fixed · P&I · Owner-occupier · ≤95% LVR
46th of 47 5-year fixed owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- 5yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 8.06% comparison · 6.94% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤95% LVR
- 8.16% comparison · 7.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Package (Wealth Package)
- $395 a year
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $10,000
- 5 Year Fixed Rate Loan (Owner Occupied) · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
October 20261 change
- 9Fri
- 2 variants up 0.139 days after the RBA rise to 4.60%+0.13All 5yr Fixed · Owner-occupier · ≤95% LVR
P&I 7.93 8.06 +0.13 Interest Only 8.03 8.16 +0.13
September 20261 change
- 22Tue
- 2 variants up 0.14 to 0.20+0.14 to +0.20All 5yr Fixed · Owner-occupier · ≤95% LVR
P&I 7.73 7.93 +0.20 Interest Only 7.89 8.03 +0.14
An owner occupied home loan where the interest rate is fixed for 5 years.
Also from Commonwealth Bank: Digi Home Loan 6.41% · Simple Home Loan 6.88% · Standard Variable Rate Home Loan 7.11% · Fixed Rate Home Loan 8.14%
As of 2 November 2026, the Commonwealth Bank 5 Year Fixed Rate Loan (Owner Occupied)'s 5-year fixed owner-occupier P&I variant has a comparison rate of 8.06% (6.94% advertised), ranking 46th of 47 5-year fixed owner-occupier P&I loans. The product comes in 2 variants; the other is interest-only. Its rate last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.