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Commonwealth Bank · Home loan · Variable
LiveDigi Home Loan (Owner Occupied)
As of 18 September 2026, the Commonwealth Bank Digi Home Loan (Owner Occupied)'s variable owner-occupier P&I variant has a comparison rate of 6.27% (6.14% advertised), ranking 33rd of 107 variable owner-occupier P&I loans and sitting 0.49 points below the market average of 6.76%. The product comes in 6 variants; the others are interest-only and other LVR bands.
6.27%comparison rate p.a.
6.14% advertised · Variable · P&I · Owner-occupier · 70–80% LVR
5 other variants: interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 70–80% LVR- Digi Home Loan (Owner Occupied) · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.22% comparison · 6.09% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.25% comparison · 6.12% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.27% comparison · 6.14% advertised
- Variable · Interest Only · Owner-occupier · ≤60% LVR
- 6.42% comparison · 6.58% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 6.45% comparison · 6.61% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 6.47% comparison · 6.63% advertised
Fees
Headline variant- Application fee
- $300
- Ongoing fee
- $10 a month
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $100,000
About this product
A digital home loan with a low variable rate