homeloans.com.au home loans
homeloans.com.au has one home loan that BankMate tracks, with 4 options: variable, for owner-occupiers or investors, paying principal and interest or interest only.
Home loan · Variable
Low Rate Home Loan
6.74%comparison rate p.a. · 6.74% advertised
Variable · P&I · Owner-occupier · 60–80% LVR
74th of 93 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Variable · P&I · Owner-occupier · 1–60% LVR
- 6.64% comparison · 6.64% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.74% comparison · 6.74% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 7.34% comparison · 7.34% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 7.54% comparison · 7.54% advertised
- Variable · Interest Only · Owner-occupier · 1–60% LVR
- 6.94% comparison · 6.94% advertised
- Variable · Interest Only · Owner-occupier · 60–80% LVR
- 7.04% comparison · 7.04% advertised
- Variable · P&I · Investor · 1–60% LVR
- 6.79% comparison · 6.79% advertised
- Variable · P&I · Investor · 60–80% LVR
- 6.89% comparison · 6.89% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.49% comparison · 7.49% advertised
- Variable · P&I · Investor · 90–95% LVR
- 7.69% comparison · 7.69% advertised
- Variable · Interest Only · Investor · 1–60% LVR
- 7.04% comparison · 7.04% advertised
- Variable · Interest Only · Investor · 60–80% LVR
- 7.14% comparison · 7.14% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.59% comparison · 7.59% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Maximum loan
- $3,500,000
- Low Rate Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 28 October 2026.
The Low Rate Home Loan product offers great low rates and can cater for either PAYG or Self Employed applicants looking to for a loan amount for purchase, refinance, debt consolidation or cash out purposes.
Notes on homeloans.com.au home loans
to leave a note.
As of 2 November 2026, homeloans.com.au has one home loan product in 13 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.74% (Low Rate Home Loan), ranking 74th of 93 variable owner-occupier P&I loans and sitting 0.16 points above the market average of 6.58%. From the provider's Consumer Data Right feed, refreshed nightly.