Macquarie Offset Home Loan

No changes recorded for this product since tracking began on 12 September 2026.

Variable · P&I · Owner-occupier · ≤60% LVR

6.29% comparison · 6.04% advertised

Variable · P&I · Owner-occupier · 60–70% LVR

6.29% comparison · 6.04% advertised

Variable · P&I · Owner-occupier · 70–80% LVR

6.34% comparison · 6.09% advertised

Variable · P&I · Owner-occupier · 80–90% LVR

6.54% comparison · 6.29% advertised

Variable · P&I · Owner-occupier · 90–95% LVR

7.33% comparison · 7.09% advertised

Variable · Interest Only · Owner-occupier · ≤60% LVR

6.60% comparison · 6.35% advertised

Variable · Interest Only · Owner-occupier · 60–70% LVR

6.64% comparison · 6.39% advertised

Variable · Interest Only · Owner-occupier · 70–80% LVR

6.74% comparison · 6.49% advertised

Variable · P&I · Investor · ≤60% LVR

6.39% comparison · 6.14% advertised

Variable · P&I · Investor · 60–70% LVR

6.44% comparison · 6.19% advertised

Variable · P&I · Investor · 70–80% LVR

6.49% comparison · 6.24% advertised

Variable · P&I · Investor · 80–90% LVR

7.34% comparison · 7.10% advertised

Variable · Interest Only · Investor · ≤60% LVR

6.60% comparison · 6.35% advertised

Variable · Interest Only · Investor · 60–70% LVR

6.64% comparison · 6.39% advertised

Variable · Interest Only · Investor · 70–80% LVR

6.74% comparison · 6.49% advertised

1yr Fixed · P&I · Owner-occupier · ≤70% LVR

6.33% comparison · 6.39% advertised

1yr Fixed · P&I · Owner-occupier · 70–80% LVR

6.38% comparison · 6.44% advertised

1yr Fixed · P&I · Owner-occupier · 80–95% LVR

7.29% comparison · 6.74% advertised

1yr Fixed · Interest Only · Owner-occupier · ≤70% LVR

6.67% comparison · 6.74% advertised

1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR

6.77% comparison · 6.84% advertised

1yr Fixed · P&I · Investor · ≤70% LVR

6.47% comparison · 6.54% advertised

1yr Fixed · P&I · Investor · 70–80% LVR

6.52% comparison · 6.59% advertised

1yr Fixed · P&I · Investor · 80–90% LVR

7.36% comparison · 7.24% advertised

1yr Fixed · Interest Only · Investor · ≤70% LVR

6.67% comparison · 6.74% advertised

1yr Fixed · Interest Only · Investor · 70–80% LVR

6.77% comparison · 6.84% advertised

2yr Fixed · P&I · Owner-occupier · ≤70% LVR

6.36% comparison · 6.39% advertised

2yr Fixed · P&I · Owner-occupier · 70–80% LVR

6.41% comparison · 6.44% advertised

2yr Fixed · P&I · Owner-occupier · 80–95% LVR

7.26% comparison · 6.74% advertised

2yr Fixed · Interest Only · Owner-occupier · ≤70% LVR

6.71% comparison · 6.74% advertised

2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR

6.81% comparison · 6.84% advertised

2yr Fixed · P&I · Investor · ≤70% LVR

6.51% comparison · 6.54% advertised

2yr Fixed · P&I · Investor · 70–80% LVR

6.56% comparison · 6.59% advertised

2yr Fixed · P&I · Investor · 80–90% LVR

7.36% comparison · 7.19% advertised

2yr Fixed · Interest Only · Investor · ≤70% LVR

6.71% comparison · 6.74% advertised

2yr Fixed · Interest Only · Investor · 70–80% LVR

6.81% comparison · 6.84% advertised

3yr Fixed · P&I · Owner-occupier · ≤70% LVR

6.39% comparison · 6.39% advertised

3yr Fixed · P&I · Owner-occupier · 70–80% LVR

6.44% comparison · 6.44% advertised

3yr Fixed · P&I · Owner-occupier · 80–95% LVR

7.23% comparison · 6.74% advertised

3yr Fixed · Interest Only · Owner-occupier · ≤70% LVR

6.74% comparison · 6.74% advertised

3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR

6.84% comparison · 6.84% advertised

3yr Fixed · P&I · Investor · ≤70% LVR

6.54% comparison · 6.54% advertised

3yr Fixed · P&I · Investor · 70–80% LVR

6.59% comparison · 6.59% advertised

3yr Fixed · P&I · Investor · 80–90% LVR

7.36% comparison · 7.15% advertised

3yr Fixed · Interest Only · Investor · ≤70% LVR

6.74% comparison · 6.74% advertised

3yr Fixed · Interest Only · Investor · 70–80% LVR

6.84% comparison · 6.84% advertised

4yr Fixed · P&I · Owner-occupier · ≤70% LVR

6.43% comparison · 6.44% advertised

4yr Fixed · P&I · Owner-occupier · 70–80% LVR

6.48% comparison · 6.49% advertised

4yr Fixed · P&I · Owner-occupier · 80–95% LVR

7.22% comparison · 6.79% advertised

4yr Fixed · Interest Only · Owner-occupier · ≤70% LVR

6.78% comparison · 6.79% advertised

4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR

6.88% comparison · 6.89% advertised

4yr Fixed · P&I · Investor · ≤70% LVR

6.58% comparison · 6.59% advertised

4yr Fixed · P&I · Investor · 70–80% LVR

6.63% comparison · 6.64% advertised

4yr Fixed · P&I · Investor · 80–90% LVR

7.44% comparison · 7.35% advertised

4yr Fixed · Interest Only · Investor · ≤70% LVR

6.78% comparison · 6.79% advertised

4yr Fixed · Interest Only · Investor · 70–80% LVR

6.88% comparison · 6.89% advertised

5yr Fixed · P&I · Owner-occupier · ≤70% LVR

6.46% comparison · 6.44% advertised

5yr Fixed · P&I · Owner-occupier · 70–80% LVR

6.51% comparison · 6.49% advertised

5yr Fixed · P&I · Owner-occupier · 80–95% LVR

7.20% comparison · 6.79% advertised

5yr Fixed · Interest Only · Owner-occupier · ≤70% LVR

6.81% comparison · 6.79% advertised

5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR

6.91% comparison · 6.89% advertised

5yr Fixed · P&I · Investor · ≤70% LVR

6.61% comparison · 6.59% advertised

5yr Fixed · P&I · Investor · 70–80% LVR

6.66% comparison · 6.64% advertised

5yr Fixed · P&I · Investor · 80–90% LVR

7.45% comparison · 7.35% advertised

5yr Fixed · Interest Only · Investor · ≤70% LVR

6.81% comparison · 6.79% advertised

5yr Fixed · Interest Only · Investor · 70–80% LVR

6.91% comparison · 6.89% advertised

Application fee

None

Ongoing fee

$21 a month

Discharge fee

$400

Package annual fee

$248 a year

Redraw fee

None

Offset account

Yes

Redraw

Yes

Extra repayments

Yes

Portable

No

Repayment holiday

No

Minimum loan

$150,000

Maximum loan

$10,000,000

The Macquarie offset home loan package is designed to reduce your interest repayments, bucket your savings and access your savings without additional fees.