Macquarie home loans

Macquarie also offers savings accounts, credit cards, term deposits and superannuation · Provider overview →

As of 18 September 2026, Macquarie has two home loan products in 130 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.11% (Macquarie Basic Home Loan), ranking 12th of 107 variable owner-occupier P&I loans and sitting 0.65 points below the market average of 6.76%.

Lowest comparison rate: 6.11%; Macquarie Basic Home Loan
Market rank: #12; of 107 variable owner-occupier P&I loans
Products: 2; 130 variants
Last change: —; None recorded yet

Rates over time

Comparison rate of each product's headline variant

RBA cash rate
Market average

What changed

No changes recorded for Macquarie's home loans since tracking began on 12 September 2026.

Home loans

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Macquarie Basic Home Loan
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 65 variants
1y 6.15%2y 6.18%3y 6.21%4y 6.26%5y 6.29%
6.11%#12 of 107
Macquarie Offset Home Loan
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 65 variants
1y 6.38%2y 6.41%3y 6.44%4y 6.48%5y 6.51%
6.34%#42 of 107

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

Notes on Macquarie home loans

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