Home loan · Variable
ME Bank EconoME Home Loan
Rate
Loan for
Repayments
Deposit
6.31%comparison rate p.a. · 6.29% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
17th of 91 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.26% comparison · 6.24% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.26% comparison · 6.24% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.31% comparison · 6.29% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.61% comparison · 6.59% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 7.31% comparison · 7.29% advertised
- Variable · Interest Only · Owner-occupier · ≤60% LVR
- 7.22% comparison · 8.42% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 7.22% comparison · 8.42% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 7.25% comparison · 8.42% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 7.57% comparison · 8.73% advertised
- Variable · Interest Only · Owner-occupier · 90–95% LVR
- 7.96% comparison · 8.73% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.50% comparison · 6.48% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.50% comparison · 6.48% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.56% comparison · 6.54% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.91% comparison · 6.89% advertised
- Variable · P&I · Investor · 90–95% LVR
- 7.96% comparison · 7.94% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.49% comparison · 6.48% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.49% comparison · 6.48% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.55% comparison · 6.54% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.90% comparison · 6.89% advertised
- Variable · Interest Only · Investor · 90–95% LVR
- 8.43% comparison · 8.98% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.32% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.32% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.37% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.67% comparison · 7.24% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.40% comparison · 8.19% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.34% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.34% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.39% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.68% comparison · 7.34% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.32% comparison · 7.44% advertised
- 1yr Fixed · P&I · Investor · ≤60% LVR
- 6.55% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 60–70% LVR
- 6.55% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 70–80% LVR
- 6.61% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 80–90% LVR
- 6.95% comparison · 7.34% advertised
- 1yr Fixed · P&I · Investor · 90–95% LVR
- 7.94% comparison · 7.84% advertised
- 1yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.55% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.55% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.61% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 80–90% LVR
- 6.94% comparison · 7.24% advertised
- 1yr Fixed · Interest Only · Investor · 90–95% LVR
- 7.97% comparison · 8.04% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.36% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.36% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.41% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.72% comparison · 7.14% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.40% comparison · 7.74% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.42% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.42% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.46% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.70% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.28% comparison · 7.19% advertised
- 2yr Fixed · P&I · Investor · ≤60% LVR
- 6.59% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 60–70% LVR
- 6.59% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 70–80% LVR
- 6.64% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 6.96% comparison · 7.14% advertised
- 2yr Fixed · P&I · Investor · 90–95% LVR
- 7.94% comparison · 7.89% advertised
- 2yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.59% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.59% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.63% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 80–90% LVR
- 6.96% comparison · 7.14% advertised
- 2yr Fixed · Interest Only · Investor · 90–95% LVR
- 7.92% comparison · 7.79% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.43% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.43% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.46% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.75% comparison · 7.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.44% comparison · 7.74% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.64% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.64% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.67% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.86% comparison · 7.49% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.39% comparison · 7.59% advertised
- 3yr Fixed · P&I · Investor · ≤60% LVR
- 6.64% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 60–70% LVR
- 6.64% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 70–80% LVR
- 6.69% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 6.96% comparison · 7.09% advertised
- 3yr Fixed · P&I · Investor · 90–95% LVR
- 7.89% comparison · 7.74% advertised
- 3yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.64% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.64% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.68% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 80–90% LVR
- 6.96% comparison · 7.09% advertised
- 3yr Fixed · Interest Only · Investor · 90–95% LVR
- 7.95% comparison · 7.94% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.53% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.53% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.56% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.85% comparison · 7.24% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.48% comparison · 7.74% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.78% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.78% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.82% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.93% comparison · 7.49% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.42% comparison · 7.59% advertised
- 4yr Fixed · P&I · Investor · ≤60% LVR
- 6.74% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 60–70% LVR
- 6.74% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 70–80% LVR
- 6.78% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 80–90% LVR
- 7.04% comparison · 7.24% advertised
- 4yr Fixed · P&I · Investor · 90–95% LVR
- 7.92% comparison · 7.84% advertised
- 4yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.75% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.75% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.79% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.05% comparison · 7.29% advertised
- 4yr Fixed · Interest Only · Investor · 90–95% LVR
- 7.88% comparison · 7.74% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.59% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.59% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.62% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.90% comparison · 7.24% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.58% comparison · 7.89% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.96% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.96% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.98% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 7.07% comparison · 7.64% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 7.50% comparison · 7.74% advertised
- 5yr Fixed · P&I · Investor · ≤60% LVR
- 6.79% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 60–70% LVR
- 6.79% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 70–80% LVR
- 6.82% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 7.06% comparison · 7.24% advertised
- 5yr Fixed · P&I · Investor · 90–95% LVR
- 7.91% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.80% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.80% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.84% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.08% comparison · 7.29% advertised
- 5yr Fixed · Interest Only · Investor · 90–95% LVR
- 7.86% comparison · 7.74% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- ME Bank EconoME Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 4 October 2026.
Also from ME Bank: ME Bank CompleteME Home Loan 6.72%
As of 23 October 2026, the ME Bank EconoME Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.31% (6.29% advertised), ranking 17th of 91 variable owner-occupier P&I loans and sitting 0.25 points below the market average of 6.56%. The product comes in 120 variants; the others are investor, interest-only, fixed-rate and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.