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ME Bank savings accounts

ME Bank’s highest savings rate is , on HomeME. It’s open to anyone who does .
Go to siteEverything about this account

All 2 accounts· ranked among 151

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HomeME and SaveME open only beside one.

ME Bank SpendME debit card
SpendMENo monthly fee
No feeon spending overseas
No bank feeat an overseas ATM
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Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

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October 20261 change

  1. 9Fri
    • 2 accounts up 0.259 days after the RBA rise to 4.60%
      HomeME5.355.60+0.25
      SaveME4.354.60+0.25
      +0.25

September 20261 change

  1. 23Wed
    • HomeME5.10 → 5.35Bonus rate 5.05% → 5.30%
      +0.25

June 20261 change

  1. 5Fri
    • SaveME4.10 → 4.35Bonus rate 4.05% → 4.30% · 30 days after the RBA rise to 4.35%
      +0.25

April 20261 change

  1. 1Wed
    • 2 accounts up 0.25 to 0.3514 days after the RBA rise to 4.10%
      SaveME3.854.10+0.25
      HomeME4.755.10+0.35
      +0.25 to +0.35

March 20261 change

  1. 26Thu
    • SaveME3.60 → 3.85Bonus rate 3.55% → 3.80% · 8 days after the RBA rise to 4.10%
      +0.25

Notes from savers

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As of 23 October 2026, ME Bank has two savings accounts tracked by BankMate. Its HomeME pays 5.60% p.a. total, which ranks 12th of 151 accounts and sits 1.26 points above the market average of 4.34%. Its rates last changed on 9 October 2026. From ME Bank's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·