Savings account
ME Bank HomeME
5.60%p.a. total
0.05% base + 5.55% bonus when the conditions are met
12th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. HomeME moved on 9 October, 9 days later.
What the bonus asks
1 thing each month- Each month
- A deposit of at least $2,000
- A month without them
Pays the 0.05% base rate on the whole balance.
- Who can open it
Anyone
- Balance
The bonus is paid on balances up to $1,000,000.
Rate history
Last change 9 Oct- HomeME
- RBA cash rate
- Market average
October 20261 change
- 9Fri
- 5.35 → 5.60Bonus rate 5.30% → 5.55% · 9 days after the RBA rise to 4.60%+0.25
September 20261 change
- 23Wed
- 5.10 → 5.35Bonus rate 5.05% → 5.30%+0.25
April 20261 change
- 1Wed
- 4.75 → 5.10Bonus rate 4.70% → 5.05% · 14 days after the RBA rise to 4.10%+0.35
- #7MarMar 2026: ranked 7 of 64
- #9AprApr 2026: ranked 9 of 76
- #19MayMay 2026: ranked 19 of 79
- #25JunJune 2026: ranked 25 of 79
- #26JulJuly 2026: ranked 26 of 80
- #26AugAug 2026: ranked 26 of 80
- #13SepSep 2026: ranked 13 of 120
- #11OctOct 2026: ranked 11 of 150
- #12NowNov 2026: ranked 12 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
In the top 25% for 6 of the last 9 months. Never below the top 50%.
- A year meeting the conditions
- $2,800
- A year without meeting the conditions
- $25
- Against the average (4.37%)
- +$616
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other ME Bank accounts: SaveME 4.60%
Pays 5.60% p.a. total (0.05% base plus 5.55% bonus) as of 1 November 2026. Ranks 12th of 151 savings accounts tracked by BankMate, 1.23 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. Read from the bank's published pages. Compare savings accounts ·