BankMate

Savings account · 14+ years

ME Bank SaveME

4.60%p.a. total

0.05% base + 4.55% bonus when the conditions are met

88th of 151 savings accounts · market average 4.37%

Go to ME BankCompare with another accountCompare with ME Bank's term deposit

The RBA raised the cash rate to 4.60% on 30 September. SaveME moved on 9 October, 9 days later.

What the bonus asks

1 thing each month
Each month
  1. 4 card purchases
A month without them

Pays the 0.05% base rate on the whole balance.

Who can open it

Anyone 14 or over

Balance

The bonus is paid on balances up to $500,000.

Compare all 151 accounts

Rate history

Last change 9 Oct
  • SaveME
  • RBA cash rate
  • Market average
3.504.004.50AprJunAugOctToday4.60% p.a. today

October 20261 change

  1. 9Fri
    • 4.35 → 4.60Bonus rate 4.30% → 4.55% · 9 days after the RBA rise to 4.60%
      +0.25

June 20261 change

  1. 5Fri
    • 4.10 → 4.35Bonus rate 4.05% → 4.30% · 30 days after the RBA rise to 4.35%
      +0.25

April 20261 change

  1. 1Wed
    • 3.85 → 4.10Bonus rate 3.80% → 4.05% · 14 days after the RBA rise to 4.10%
      +0.25

March 20261 change

  1. 26Thu
    • 3.60 → 3.85Bonus rate 3.55% → 3.80% · 8 days after the RBA rise to 4.10%
      +0.25

  1. #54MarMar 2026: ranked 54 of 64
  2. #64AprApr 2026: ranked 64 of 76
  3. #69MayMay 2026: ranked 69 of 79
  4. #67JunJune 2026: ranked 67 of 79
  5. #68JulJuly 2026: ranked 68 of 80
  6. #68AugAug 2026: ranked 68 of 80
  7. #83SepSep 2026: ranked 83 of 120
  8. #87OctOct 2026: ranked 87 of 150
  9. #88NowNov 2026: ranked 88 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 9 months: from #87 of 150 in Oct 2026 to #69 of 79 in May 2026.

A year meeting the conditions
$2,300
A year without meeting the conditions
$25
Against the average (4.37%)
+$116

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Up to $500k4.60%
$500k+0.05%

Notes from savers

to leave a note.

Other ME Bank accounts: HomeME 5.60%

Pays 4.60% p.a. total (0.05% base plus 4.55% bonus) as of 1 November 2026. Ranks 88th of 151 savings accounts tracked by BankMate, 0.23 points above the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ME Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·