As of 18 September 2026, the MOVE Bank Offset Home Loan's 3-year fixed owner-occupier P&I variant has a advertised rate of 6.44%, ranking 15th of 50 3-year fixed owner-occupier P&I loans. The product comes in 14 variants; the others are investor, interest-only, other fixed terms and variable.
6.44%advertised rate p.a.
3yr Fixed · P&I · Owner-occupier
13 other variants: investor, interest-only, other fixed terms and variable below.
Rate over time
Advertised rate · 3yr Fixed · P&I · Owner-occupier- Offset Home Loan · 3yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Owner-occupier
- 6.19% advertised
- Variable · Interest Only · Investor
- 6.54% advertised
- 1yr Fixed · P&I · Owner-occupier
- 6.49% advertised
- 1yr Fixed · P&I · Investor
- 6.64% advertised
- 1yr Fixed · Interest Only · Investor
- 6.84% advertised
- 2yr Fixed · P&I · Owner-occupier
- 6.49% advertised
- 2yr Fixed · P&I · Investor
- 6.64% advertised
- 2yr Fixed · Interest Only · Investor
- 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier
- 6.44% advertised
- 3yr Fixed · P&I · Investor
- 6.59% advertised
- 3yr Fixed · Interest Only · Investor
- 6.79% advertised
- 5yr Fixed · P&I · Owner-occupier
- 6.64% advertised
- 5yr Fixed · P&I · Investor
- 6.79% advertised
- 5yr Fixed · Interest Only · Investor
- 6.99% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $50,000
- Maximum loan
- $4,000,000