MoveBank home loans
2 home loans with 16 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Everyday Home LoanRedraw · no ongoing fee6.19%
- Offset Home LoanOffset account · redraw · no ongoing fee6.29%
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20262 changes
- 15Thu
- Everyday Home Loan16 variants up 0.10 to 0.3015 days after the RBA rise to 4.60%+0.10 to +0.30All ≤80% LVR
Variable · P&I · Owner-occupier 6.09 6.19 +0.10 Variable · P&I · Investor 6.24 6.34 +0.10 Variable · Interest Only · Owner-occupier 6.09 6.39 +0.30 Variable · Interest Only · Investor 6.44 6.54 +0.10 3yr Fixed · P&I · Owner-occupier 6.34 6.54 +0.20 1yr Fixed · P&I · Owner-occupier 6.39 6.59 +0.20 2yr Fixed · P&I · Owner-occupier 6.39 6.59 +0.20 3yr Fixed · P&I · Investor 6.49 6.69 +0.20 1yr Fixed · P&I · Investor 6.54 6.74 +0.20 5yr Fixed · P&I · Owner-occupier 6.54 6.74 +0.20 2yr Fixed · P&I · Investor 6.54 6.74 +0.20 3yr Fixed · Interest Only · Investor 6.69 6.89 +0.20 5yr Fixed · P&I · Investor 6.69 6.89 +0.20 2yr Fixed · Interest Only · Investor 6.74 6.94 +0.20 1yr Fixed · Interest Only · Investor 6.74 6.94 +0.20 5yr Fixed · Interest Only · Investor 6.89 7.09 +0.20 - Offset Home Loan16 variants up 0.10 to 0.3015 days after the RBA rise to 4.60%+0.10 to +0.30All ≤80% LVR
Variable · P&I · Owner-occupier 6.19 6.29 +0.10 Variable · Interest Only · Owner-occupier 6.19 6.49 +0.30 Variable · P&I · Investor 6.34 6.59 +0.25 3yr Fixed · P&I · Owner-occupier 6.44 6.64 +0.20 2yr Fixed · P&I · Owner-occupier 6.49 6.69 +0.20 1yr Fixed · P&I · Owner-occupier 6.49 6.69 +0.20 3yr Fixed · P&I · Investor 6.59 6.79 +0.20 Variable · Interest Only · Investor 6.54 6.79 +0.25 5yr Fixed · P&I · Owner-occupier 6.64 6.84 +0.20 2yr Fixed · P&I · Investor 6.64 6.84 +0.20 1yr Fixed · P&I · Investor 6.64 6.84 +0.20 5yr Fixed · P&I · Investor 6.79 6.99 +0.20 3yr Fixed · Interest Only · Investor 6.79 6.99 +0.20 1yr Fixed · Interest Only · Investor 6.84 7.04 +0.20 2yr Fixed · Interest Only · Investor 6.84 7.04 +0.20 5yr Fixed · Interest Only · Investor 6.99 7.19 +0.20
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on MoveBank home loans
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As of 1 November 2026, MoveBank has two home loan products in 36 variants tracked by BankMate. Its lowest advertised rate for an owner-occupier paying principal and interest on a variable loan is 6.19% (Everyday Home Loan), ranking 5th of 93 variable owner-occupier P&I loans and sitting 0.39 points below the market average of 6.58%. Its rates last moved on 15 October 2026, 15 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.