As of 18 September 2026, the Alex.Bank Secured Fixed Rate Personal Loan has a comparison rate of 7.90% (from 7.49% advertised), ranking 18th of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $295 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
7.90%comparison rate p.a.
from 7.49% advertised · Secured · fixed · any purpose
Fees: $295 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Secured Fixed Rate Personal Loan
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 7.49% p.a.
- Comparison rate
- 7.90% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $295
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $10,000 – $100,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Alex gets you a secured personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier.