Personal loan · Secured · Fixed
Secured Fixed Rate Personal Loan
8.91%comparison rate p.a.
from 8.49% advertised · Secured · fixed · car loan
74th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $295 application.
- Advertised rate
- from 8.49% p.a.
- Application fee
- $295
- Loan amount
- $10,000 – $100,000
- Minimum age
- 18
- Comparison rate
- 8.91% p.a.
- Monthly fee
- None
- Advertised rate
- from 8.49% p.a.
- Comparison rate
- 8.91% p.a.
- Rate type
- Fixed
- Application fee
- $295
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $100,000
- Loan term
- Up to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Secured Fixed Rate Personal Loan
- RBA cash rate
September 20261 change
- 22Tue
- 7.90 → 8.91+1.01
Alex gets you a secured personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier.
Also from Alex.Bank: Unsecured Fixed Rate Personal Loan 8.99%
As of 2 November 2026, the Alex.Bank Secured Fixed Rate Personal Loan has a comparison rate of 8.91% (from 8.49% advertised), ranking 74th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $295 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 22 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.