Personal loan · Unsecured · Fixed
Unsecured Fixed Rate Personal Loan
8.99%comparison rate p.a.
from 8.99% advertised · Unsecured · fixed · any purpose
28th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No application, monthly or annual fee.
- Advertised rate
- from 8.99% p.a.
- Application fee
- None
- Loan amount
- $2,100 – $50,000
- Minimum age
- 18
- Comparison rate
- 8.99% p.a.
- Monthly fee
- None
- Advertised rate
- from 8.99% p.a.
- Comparison rate
- 8.99% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,100 – $50,000
- Loan term
- Up to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Unsecured Fixed Rate Personal Loan
- RBA cash rate
- Unsecured average
October 20261 change
- 20Tue
- 9.49 → 8.99−0.50
September 20261 change
- 22Tue
- 8.49 → 9.49+1.00
Alex gets you a multi-award winning personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier,
Also from Alex.Bank: Secured Fixed Rate Personal Loan 8.91%
As of 1 November 2026, the Alex.Bank Unsecured Fixed Rate Personal Loan has a comparison rate of 8.99% (from 8.99% advertised), ranking 28th of 84 unsecured loans tracked by BankMate and sitting 1.65 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 20 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.