As of 18 September 2026, the Alex.Bank Unsecured Fixed Rate Personal Loan has a comparison rate of 8.49% (from 8.49% advertised), ranking 93rd of 212 unsecured loans tracked by BankMate and sitting 8.64 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 8.49% advertised · Unsecured · fixed · any purpose
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Fixed Rate Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 8.49% p.a.
- Comparison rate
- 8.49% p.a.
- Rate type
- Fixed
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $2,100 – $50,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Alex gets you a multi-award winning personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier,