Personal loan · Unsecured · Fixed

Personal Loan

9.85%comparison rate p.a.

from 8.95% advertised · Unsecured · fixed · any purpose

36th of 84 unsecured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $10/mo.

Advertised rate
from 8.95% p.a.
Application fee
None
Loan amount
$4,000 – $75,000
Minimum age
18
Comparison rate
9.85% p.a.
Monthly fee
$10
Compare all 182 personal loans

Advertised rate
from 8.95% p.a.
Comparison rate
9.85% p.a.
Rate type
Fixed

Application fee
None
Monthly fee
$10
Annual fee
None
Early repayment fee
None
Late payment fee
$20

Loan amount
$4,000 – $75,000
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Personal Loan
  • RBA cash rate
  • Unsecured average
4.006.008.0010.00SepOctToday9.85% p.a. today

No changes recorded for this product since tracking began on 12 September 2026.

If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.

Also from Australian Military Bank: Car Loan 7.27%

As of 2 November 2026, the Australian Military Bank Personal Loan has a comparison rate of 9.85% (from 8.95% advertised), ranking 36th of 84 unsecured loans tracked by BankMate and sitting 0.79 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.