Personal loan · Secured · Variable
Consolidation Loan
14.93%comparison rate p.a.
from 13.99% advertised · Secured · variable · debt consolidation
97th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $200 application · $10/mo.
- Advertised rate
- from 13.99% p.a.
- Application fee
- $200
- Loan amount
- $1,000 – $250,000
- Residency
- Australian residents only
- Comparison rate
- 14.93% p.a.
- Monthly fee
- $10
- Advertised rate
- from 13.99% p.a.
- Comparison rate
- 14.93% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $250,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- Yes
- Residency
- Australian residents only
- Consolidation Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
With no fees for extra repayments or early payouts as well as an easy online application process, our consolidation loan can get you back on track faster.
Also from Defence Bank: New Car Loan 7.66% · Personal Loan 10.06%
As of 3 November 2026, the Defence Bank Consolidation Loan has a comparison rate of 14.93% (from 13.99% advertised), ranking 97th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for debt consolidation with fees of $200 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.