Personal loan · Unsecured · Variable
Personal Loan
10.06%comparison rate p.a.
from 9.09% advertised · Unsecured · variable · any purpose
37th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $10/mo.
- Advertised rate
- from 9.09% p.a.
- Application fee
- None
- Loan amount
- From $1,000
- Residency
- Australian residents only
- Comparison rate
- 10.06% p.a.
- Monthly fee
- $10
- Advertised rate
- from 9.09% p.a.
- Comparison rate
- 10.06% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $20
- Loan amount
- From $1,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Residency
- Australian residents only
- Personal Loan
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Saw it, wanted it, got it - we’ll help you get there with a Defence Bank personal loan.
Also from Defence Bank: New Car Loan 7.66% · Consolidation Loan 14.93%
As of 2 November 2026, the Defence Bank Personal Loan has a comparison rate of 10.06% (from 9.09% advertised), ranking 37th of 84 unsecured loans tracked by BankMate and sitting 0.58 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.